Local Decision Making Gets You The Right Loan.

The team at F&M Bank knows the community where we live and work. Whether you’re buying a new car or building a new house, we work with you to get the loan you need with the payment plan you can afford. Fill out an application online or visit one of our convenient branches to get started.

We Offer A Full Spectrum Of Options.

Our loan options are designed to meet your needs. Choose the option that works best for you:

Transparent Lending Is Our Responsibility.

At F&M Bank you are our neighbor, friend and family. We operate with the honest and responsible transparency that you deserve. We guide you through the process to choose the loan that makes financial sense to you and your budget. Loan terminology can be complicated, but we’re here to clarify expectations and detail your responsibility. We offer financial education to all our customers so they feel comfortable and confident borrowing money. Choose from different type of loans such as:

Installment Loans: Installment loans have a predetermined and structured repayment
program. Unlike a credit card, you’ll know exactly how much to pay each month and receive the most competitive interest rates available.

Unsecured Loans: Unsecured loans are an ideal loan for one time purchases or
expenses, like a wedding or unexpected medical bill. For loans over $2,000, an unsecured loan is available at competitive, fixed interest rates.

Get Into The Home Of Your Dreams With F&M Mortgage.

We refer most residential home lending to our subsidiary, F&M Mortgage. The experienced team at F&M Mortgage guides you through the process as in-house underwriters, processors, and advisors streamline and expedite your loan. Not sure where to start? Contact a member of our team to walk you through the process and get you the loan you need.

Have Questions? Get In Touch

540-896-8941
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