Manage the cash flow of your business simply and efficiently. Business performance often depends on effective cash flow management. Our services and banker expertise can help keep your day-to-day operations running smoothly. Paired with F&M’s Business Online Banking and Business Mobile Banking F&M delivers the tools you need to manage your business.
- Money Movement – When you need to move money either domestically or internationally we’ve got you covered with ACH and Wire services.
- Remote Deposit(s) – Remote Deposit Capture (RDC) is a way to deposit checks at your office by scanning or taking a picture of the check. We have options that support both small and large volumes of checks.
- Positive Pay – Help prevent check fraud by systematically comparing checks presented on your account against the checks you issue.
- Merchant Services – If your business is looking to accept credit and debit cards as payment our merchant services give you the opportunity to increase your sales at affordable rates for both small and large businesses.
- ReSubmit – An electronic check recovery service, significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate.
- Sweeps – Invest excess cash balances automatically to maintain optimal liquidity—and make your money work harder for you. Our Business Deposit Professionals can help you structure your accounts for optimal performance. Looking for an Insured Cash Sweep ® (ICS), we have that too.
- Information Reporting – Get an overview of your bank account with downloadable reports on balances and transactions in easy-to-read formats.
Let Us Help You Get Started.
Are you ready to implement cash management services into your business or possibly looking to switch to F&M Bank? We’d like to talk with you; make an appointment to get started!