F&M Bank gets you the purchasing power you want and need with one of our low-interest Visa credit cards. Choose from the Visa Classic or Visa Gold to make quick and easy payments online or at your favorite restaurants and shops. With free balance transfers and no annual fees, your F&M Visa credit card provides stability you can count on. Submit an application online or visit one of our convenient branch locations to discuss your options with a member of our personal team.
Choose The Card That Meets Your Needs:
Visa Classic
Ideal For |
People needing a standard credit card |
Fee |
No annual fee |
Percentage Rates |
Low annual percentage rates |
Free Balance Transfers |
Yes |
Convenience Checks |
Yes |
Travel Accident Insurance |
Yes |
ATM Cash Withdrawals |
Yes |
Verified Visa Password Protection for Online Purchases |
Yes |
Toll Free Travel Reservation Service |
No |
Bonus Travel Dividends |
No |
Auto Rental Discounts |
No |
Credit Card Registration |
No |
Key Registration |
No |
Travel Protection (lost luggage, hotel theft insurance) |
No |
Medical Assistance |
No |
Vision Care |
No |
Discount Pharmacy |
No |
Personal Shopper |
No |
Concierge Service |
No |
Quarterly Newsletter |
No |
Visa Gold
Ideal For |
Those who travel extensively |
Fee |
No annual fee |
Percentage Rates |
Low annual percentage rates |
Free Balance Transfers |
Yes |
Convenience Checks |
Yes |
Travel Accident Insurance |
Yes |
ATM Cash Withdrawals |
Yes |
Verified Visa Password Protection for Online Purchases |
Yes |
Toll Free Travel Reservation Service |
Yes |
Bonus Travel Dividends |
Yes |
Auto Rental Discounts |
Yes |
Credit Card Registration |
Yes |
Key Registration |
Yes |
Travel Protection (lost luggage, hotel theft insurance) |
Yes |
Medical Assistance |
Yes |
Vision Care |
Yes |
Discount Pharmacy |
Yes |
Personal Shopper |
Yes |
Concierge Service |
Yes |
Quarterly Newsletter |
Yes |
Visa Classic | Visa Gold | |
---|---|---|
Visa Classic | Visa Gold | |
Ideal For | People needing a standard credit card | Those who travel extensively |
Fee | No annual fee | No annual fee |
Percentage Rates | Low annual percentage rates | Low annual percentage rates |
Free Balance Transfers | Yes | Yes |
Convenience Checks | Yes | Yes |
Travel Accident Insurance | Yes | Yes |
ATM Cash Withdrawals | Yes | Yes |
Verified Visa Password Protection For Online Purchases | Yes | Yes |
Toll Free Travel Reservation Service | No | Yes |
Bonus Travel Dividends | No | Yes |
Auto Rental Discounts | No | Yes |
Auto Rental Insurance | No | Yes |
Credit Card Registration | No | Yes |
Key Registration | No | Yes |
Travel Protection (lost luggage, hotel theft insurance) | No | Yes |
Medical Assistance | No | Yes |
Vision Care | No | Yes |
Discount Pharmacy | No | Yes |
Personal Shopper | No | Yes |
Concierge Service | No | Yes |
Quarterly Newsletter | No | Yes |
Give Back with Visa Classic
Carry the Visa that supports the Shenandoah District Church of the Brethren Disaster Ministries every time you use it! Choose the BDM Visa Classic Card to return 1% of your net spend to the Brethren Disaster Ministries!
Manage Your Farmers & Merchants Visa Account Online
MyCardStatement.com puts you in touch – anytime, anywhere – with information and services that make your Farmers & Merchants Visa credit card more convenient and easier to manage than ever before.
Earn points with your Visa Classic card, and redeem for valuable merchandise and travel. Earn one point for every (net) dollar you charge to your account! Login to ScoreCard Rewards
*Interest collected from the day cash advances and balance transfers post to the account. Due date will be at least 25 days after billing cycle. Interest is not charged on purchases if full balance is paid by due date.
Count On Experienced Service From Your Local Team.
Visit or call one of our conveniently located branches and we’ll walk you through your options so you feel comfortable choosing the bank account and credit card that works best for you. Experienced professionals make F&M Bank your go-to resource for smart banking in your local community. Contact a member of our team to discuss your Visa credit card options today.