F&M Bank provides business checking accounts for small businesses, large corporations, and nonprofits. With insurance through the FDIC, all our checking accounts offer monthly image statements, combined statements, 24 hour banking, internet banking, and free night deposits with free lockable money bags.
Banking Options Work For You:
Free Business Checking
Ideal For |
Small Businesses |
Cost |
FREE |
Transactions |
1,000 per month |
Minimum Balance |
None |
Interest Bearing |
No |
Commercial Checking
Ideal For |
Medium to Large Businesses |
Cost |
$10 monthly maintenance fee + additional deposit charges |
Transactions |
Unlimited |
Minimum Balance |
None |
Interest Bearing |
Monthly earnings credit to offset analysis charges |
Regular Business Checking For Nonprofits
Ideal For |
Nonprofits, including churches and municipalities |
Cost |
FREE |
Transactions |
Unlimited |
Minimum Balance |
None |
Interest Bearing |
No |
Interest Business Checking For Nonprofits
Ideal For |
Higher income nonprofits |
Cost |
$10 monthly if below minimum balance |
Transactions |
Unlimited |
Minimum Balance |
$1,000.00 |
Interest Bearing |
Yes – see our rate sheet to learn more |
Free Business Checking | Commercial Checking | Interest Business Checking For Nonprofits | |
---|---|---|---|
Free Business Checking | Commercial Checking | “Local Promise” For Nonprofits | |
Ideal For | Small Businesses | Medium to Large Businesses | Nonprofits, including churches and municipalities |
Cost | FREE | $10 monthly maintenance fee + additional deposit charges | FREE. Includes superior high-yield interest rates, and ongoing mission support. |
Transactions | 1,000 per month | Unlimited | Unlimited |
Minimum Balance | None | None | None |
Interest Bearing | No | Monthly earnings credit to offset analysis charges | Yes – see full details at the link below. |
FDIC Coverage Secures Your Accounts.
Banking with F&M Bank comes with a $250,000 FDIC guarantee insuring your deposits are secure. For customers needing more coverage, F&M Bank provides coverage for up to $50 million with participation in our CDARS network for bank CDs. Keep all your money in one location with security you can feel good about. Ready to learn more? Access FDIC here!
F&M Bank Prioritizes Local Business In Our Community.
We value the community we call home and are deeply committed to fueling economic growth in the Shenandoah Valley and beyond. Since 1908, we’ve provided banking options and financial tools to give our customers the modern amenities you need to bank local and stay competitive. From interest bearing savings accounts to merchant services, we provide the banking support you need in the community where you work. Contact a member of our team to open your business checking account today.