Growing Your Money Is Easy With F&M Business Savings.

F&M Bank offers high interest business savings accounts and CDs to grow your profits. Secure savings from a local partner gives you the cash you need to expand and invest in the future of your company.

Money Market Accounts

Ideal For table arrowBusinesses with growing balances looking for higher rewards and needing fewer check writing privileges.
Service Charge table arrow$10/month if below minimum balance
Minimum Opening Deposit table arrow$1.00
Minimum Balance table arrow$1,000 min balance to gain interest and eliminate monthly charge
Check Writing Privileges & Transfers table arrow6 transactions per month. $5.00 fee any month you exceed 6
Interest table arrow
  • Tiered interest rate based on daily balance
  • Interest earned on balances $1,000 and more
  • Interest earned is compounded and credited monthly.

Premium Business Savings

Ideal For table arrowBusinesses needing great rewards.
Service Charge table arrow
  • $10/quarter if below minimum balance
  • No charge to nonprofits
Minimum Opening Deposit table arrow$10.00
Minimum Balance table arrow
  • $10.00 minimum balance to gain interest.
  • Quarterly average balance of $100 eliminates service charge
Check Writing Privileges & Transfers table arrow6 transactions per calendar month.
Interest table arrow
  • Tiered interest rate based on daily balance
  • Interest earned is compounded daily, credited quarterly.

Business Certificate of Deposit (CD)

Ideal For table arrowBusinesses looking to save money without needing to access it from 6 months to 60 months.
Service Charge table arrowFREE
Minimum Opening Deposit table arrow$1,000
Minimum Balance table arrow$1,000
Check Writing Privileges & Transfers table arrowEarly withdrawal will result in forfeiture of three month’s interest on certificates with maturities up to 60 months, and six month’s interest on certificates with 60 month maturity. Minimum penalty is $10.00.
Interest table arrowFixed. View our rates and our current special!
Money Market AccountsPremium Business SavingsBusiness Certificate of Deposit (CD)
Money Market AccountsPremium Business SavingsBusiness Certificate of Deposit (CD)
Ideal For table arrowBusinesses with growing balances looking for higher rewards and needing fewer check writing privileges.Businesses needing great rewards and check writing privileges.Businesses looking to save money without needing to access it from 6 months to 60 months.
Service Charge table arrow$10/month if below minimum balance
  • $10/quarter if below minimum balance
  • No charge to nonprofits
FREE
Minimum Opening Deposit table arrow$1.00$10.00$1,000.00
Minimum Balance table arrow$1,000.00 min balance to gain interest and eliminate monthly charge
  • $10.00 minimum balance to gain interest.
  • Quarterly average balance of $100 eliminates service charge
$1,000.00
Check Writing Privileges & Transfers table arrow6 transactions per month. $5.00 fee any month you exceed 66 transactions per calendar month.Early withdrawal will result in forfeiture of three month’s interest on certificates with maturities up to 60 months, and six month’s interest on certificates with 60 month maturity. Minimum penalty is $10.00.
Interest table arrow
  • Tiered interest rate based on daily balance
  • Interest earned on balances $1,000 and more
  • Interest earned is compounded and credited monthly.
  • Tiered interest rate based on daily balance
  • Interest earned is compounded daily, credited quarterly.
Fixed. View our rates and our current special!

FDIC Coverage Secures Your Accounts.

Banking with F&M Bank comes with a $250,000 FDIC guarantee insuring your deposits are secure. For customers needing more coverage, F&M Bank provides coverage for up to $50 million with participation in our CDARS network for bank CDs. Keep all your money in one location with security you can feel good about. Ready to learn more about business savings and FDIC coverage? Access FDIC here!

Have Questions? Get In Touch

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