Meet Our Experienced Team

F&M Mortgage (NMLS #275173) is a true local mortgage company. Established in 1999, F&M Mortgage has been serving the community for almost 20 years. Their parent company F&M Bank, has been serving the Shenandoah Valley for over 110 years. Our deep roots encourage us to work even harder to make our community a great place to live. Our friendly and knowledgeable mortgage advisors and in-house processing and underwriting give you excellent service and local decision making. While we’re happy to brag about our wide range of mortgage products–from conventional loans to 100% financing–and competitive rates, it’s the relationships with our clients that matter most.

Kevin Russell

Kevin Russell

Executive Vice President & President of Mortgage, Title and Financial Services
Terri Dart Bradley

Terri Dart Bradley

Senior Vice President
Veronica Amato

Veronica Amato

Senior Mortgage Advisor - Bilingual (English, Spanish)
Yana Billet

Yana Billet

Director of Sales, Systems Built Division

Allicyn Buracker

Allicyn Buracker

Senior Mortgage Advisor
Dianna Clemmer

Dianna Clemmer

Mortgage Software Administrator
Lee Croteau

Lee Croteau

Reverse Mortgage Advisor
Jonathan Ischinger

Jonathan Ischinger

Senior Mortgage Advisor
Gervasio Amato

Gervasio Amato

Mortgage Advisor - Trilingual (English, Spanish, Italian)
Tina Lantz

Tina Lantz

Mortgage Advisor
Tonja Showalter

Tonja Showalter

Senior Mortgage Advisor
Lisa Wisner

Lisa Wisner

Mortgage Advisor, Systems Built Division
Vicky Harrison

Vicky Harrison

Mortgage Advisor
Ashley Brown

Ashley Brown

Loan Partner
Melanie Drumheller

Melanie Drumheller

Mortgage Underwriter
Cindy Rice

Cindy Rice

Mortgage Underwriter
Linda Labbe

Linda Labbe

Mortgage Processor/Lock Desk
Monica Shifflett

Monica Shifflett

Closing Department Manager/Closer
Vickie Wendt

Vickie Wendt

Underwriting Manager
Chas Halterman

Chas Halterman

Loan Specialist/Closing Dept
Jessica Luce

Jessica Luce

Loan Processor
Wendy Guzman

Wendy Guzman

Loan Processor
Diane Oswald

Diane Oswald

Administrative Assistant
Lori Meinhold

Lori Meinhold

Office Administrator
Janet Stephenson

Janet Stephenson

Receptionist