Basic Checking

F&M’s Basic Checking is perfect for clients needing a standard checking account to manage their day-to-day life.  No gimmicks, no hoops, just a free checking account with all the tech you need to manage your finances.


  • No minimum balance 
  • No monthly service charge 
  • Free Online & Mobile Banking
  • Free Visa Debit Card
  • Free e-statements ($2 mailed statements)
  • Free consultation with an F&M Mortgage Advisor
  • Free consultation with an F&M Financial Services Advisor

*No fee charged by Farmers & Merchants Bank for ATM transactions at other banks’ ATMs. Other ATM owners may charge a fee.

Have Questions? Get In Touch

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