Make The Switch To Banking You Love From People Who Care.

Banking with F&M is all about the people who guide you through the services and products we offer. Personalized attention with customizable solutions is the advantage to working with F&M Bank for your personal and business needs. In-house decision making simplifies loan applications and local financial planners understand the community they serve. Here are some key reasons why switching to F&M Bank makes perfect sense:

  • Experienced bankers understand our local economy
  • Friendly professionals personalize your experience
  • In-house decision making approves loans quickly
  • Cash management solutions give big and small businesses ways to manage cash
  • Competitive interest rates gets you the loan you can afford
  • A comprehensive online and mobile banking platform keeps you connected anywhere in the world

Make The Switch With Our Online Form Or You Can Download And Fill Out The Switch Kit PDF!

We Make Getting Started Easy!

  • Open An Account:

    Fill out our online application and visit one of our conveniently located branches to open your first account. Bring a statement of the current automatic debits and deposits that go into your account so we can help you switch them over.

  • Move Your Automatic Payments:

    Work with one of our experienced F&M Bank representatives to use the enclosed forms to switch over all of your automatic withdrawals and deposits.

  • Close Your Old Accounts:

    Close your old account(s). Be sure to leave them active long enough to allow outstanding checks and automatic withdrawals to clear. This process may take several weeks. Once you’re sure the old accounts are inactive, ask your previous financial institution to send you the balance from that account. Then you can destroy old checks, deposit slips and ATM/debit cards.

  • Welcome To F&M Bank!:

    Welcome to a better banking experience! Remember, we’re here for your when you need us. Contact a member of our team with questions on managing your money.