Our accounts were designed with your company in mind. Whether you are a sole proprietorship, corporation or even a non-profit organization, Farmers & Merchants Bank has the right account to fit your needs.

And with our check imaging technology, copies of your cancelled checks are returned, sorted and printed in numerical order. Your check images and statements are printed on three-hole punched paper, ready for safekeeping in a free Farmers & Merchants Bank binder. You’ll save time with your bookkeeping, organizing your financial records, tax preparation, etc.

Non-profit organizations qualify for the same Regular Checking and Interest Checking accounts that individuals may have.

Sole proprietorships may open the same Interest Checking accounts that individuals may have, or non-interest bearing Free Business Checking.

All of our business checking accounts are insured by F.D.I.C and offer:

  • Monthly Image Statement
  • Combined Statements
  • 24 hour Telephone Banking
  • Internet Banking
  • Free Night Deposit with free lockable money bags

Electronic collection of any charged back checks is provided FREE with Re$ubmitIt®. Click here to learn all about it! We double the recovery rate for many customers.

Types of Business Checking

FDIC- Expanded Coverage up to 50 Million

FDIC Insurance coverage is an important benefit of banking with Farmers & Merchants Bank. You can rest assured that your deposits are safe and secure. Click here to visit the FDIC website and learn more about how your deposits are insured.

Some customers need more coverage than the $250,000 per bank provided by FDIC. Farmers & Merchants Bank provides full FDIC insurance coverage up to $50 million through participation in the CDARS network for bank CD’s (Certificate of Deposit Registry Service). You don’t need to open accounts at multiple banks for expanded coverage; open all your accounts here and simplify your finances. Learn more about CDARS and coverage up to $50 million.