Regular Checking
Stop paying extra for your checking account! With our Regular Checking account, you get the features you need, no strings attached:

  • NO minimum balance
  • NO monthly service charge
  • NO transaction charges
  • Unlimited FREE check writing privileges
  • Your first order of personally imprinted checks provided FREE
  • FREE NetTeller Internet Banking
  • FREE Instant InfoLine Telephone Banking
  • ATM Card or VISA Check Card
  • Access your account anytime, anywhere using your ATM or VISA Check Card, or by visiting one of our branch locations.
  • Unlimited FREE Farmers & Merchants Bank ATM transactions*
  • Worldwide access to ATM's

*No fee charged by Farmers & Merchants Bank for ATM transactions at other banks' ATM's. Other ATM owners may charge a fee

Interest Checking

  • All the benefits found with our Regular Checking
  • Interest on all your collected funds is accrued daily and compounded monthly (see our Rate Sheet for the current rates) every day that your balance is $1,000 or more
  • Low $1,000 monthly average balance requirement to waive the service fee of $10.00/mo

Types of Business Checking

Interested in opening a business non-profit checking account? Visit one of our new locations in Harrisonburg or Staunton, or one of our branches in Augusta, Page, Rockingham and Shenandoah counties to speak with a member of our team.