Our Mission

F&M Bank will be a strong, independent financial organization committed to solid shareholder value, exceptional customer service, active community involvement and a fulfilling employee experience.

Our Vision

Building our loyal customer base by developing lasting relationships in order to be the strongest bank in our communities.

Our Values


We make the communities we serve better.


We provide flexible financial solutions.


We respond quickly to all requests and opportunities.


We bring enthusiasm and a positive attitude to our endeavors.


We add fun into banking and our workplace!

Brand Promise

Banking you love from people who care.