You can get a checking account anywhere. But at Farmers & Merchants Bank, you’ve got a choice of accounts that can help meet your needs.


Kasasa Cash® Checking 

Free checking with rewards that matter is a real thing at F&M Bank. Choose free Kasasa Cash® checking, and earn up to 2.01% Annual Percentage Yield (APY) on your balance.

Free Kasasa Cash Back® Checking

We’ll pay you to go shopping. Seriously! Choose free Kasasa Cash Back® checking and earn 2% cash back (up to $8)* on your check purchases each month.

Regular 50 Checking

For customers age 50 or better with no monthly service charge and no minimum balance requirement!

Interest Checking

All the benefits found with our Regular Checking, including eligibility to enroll in our economical ID Theft Protection service.

Regular Checking

Stop paying extra for your checking account! With our Regular Checking account, you get the features you need, no strings attached.