You can get a checking account anywhere. But at F&M Bank, you can choose the account that best meets your needs. Our individualized checking accounts are part of the personalized service we’ve been providing to Shenandoah Valley communities since 1908. Compare checking accounts below to discover the best one for you.

Kasasa Cash® Checking

Free checking with rewards that matter is a real thing at F&M Bank. Choose free Kasasa Cash® checking, and earn up to 2.01% Annual Percentage Yield (APY) on your balance.

Free Kasasa Cash Back® Checking

We’ll pay you to go shopping. Seriously! Choose free Kasasa Cash Back® checking and earn 2% cash back (up to $8)* on your check purchases each month.

Regular Checking

Stop paying extra for your checking account! With our Regular Checking account, you get the features you need, no strings attached.

Regular 50 Checking

For customers age 50 or better with no monthly service charge and no minimum balance requirement!

Interest Checking

All the benefits found with our Regular Checking, including eligibility to enroll in our economical ID Theft Protection service.

Learn more about our various checking account options

Contact us today or visit your local branch in Augusta, Page, Rockingham, or Shenandoah county. Our friendly employees can help you find the checking account that fits your lifestyle.