“Best of the Valley” representing F&M Bank's win as Best Bank and Best Mortgage Company.

F&M Bank Named Best Bank and Best Mortgage Company in the Valley

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We’re honored — and thrilled — to share that F&M Bank has been named both Best Bank and Best Mortgage Company in the 2025 Best of the Valley Awards, as voted by readers of the Daily News-Record.

This incredible honor is a celebration of the dedication, heart, and drive that each of our team members brings to work every day. It’s a testament to the trust our communities place in us — and to the way we live our values: Gregarious, Resolute, Original, and Wholehearted.

A Community-Driven Honor

The Best of the Valley Awards are especially meaningful because they’re community-powered. Every nomination and vote is cast by people who live, work, and grow alongside us in the Shenandoah Valley. Being recognized by the people we serve is the ultimate compliment — and a sign that our approach to banking, relationships, and service is resonating.

We’re not just here for transactions. We’re here for milestones, for memories, and for the journey. That’s why we believe we’re always Better Together.

GROWing with Purpose

At F&M Bank, our values aren’t just words on a wall — they guide how we show up for each other and our customers:

  • We’re Gregarious, building strong connections and bringing energy to everything we do.

  • We’re Resolute, focused on your goals with unwavering dedication.

  • We’re Original, finding creative ways to solve challenges and better serve you.

  • We’re Wholehearted, leading with authenticity and care in every interaction.

These values are more than a framework — they’re the foundation of our culture, and they shine through in the service you’ve recognized.

A Tradition of Trust

While 2025’s recognition is special, it adds to a growing legacy of community support. F&M Bank has proudly been recognized in past Best of the Valley contests, and each win reflects our ongoing commitment to relationship-based, locally-grown banking.

Looking Ahead

Being named Best Bank and Best Mortgage Company is not just a reward — it’s a responsibility. We’ll continue to evolve and improve, but our promise remains the same:
Your goals. Your community. Our commitment.

Thank you for believing in us, for voting for us, and for being part of the F&M Bank story. We’re proud to serve you — and proud to be part of a community that continues to thrive.