Debit card being inserted into ATM machine

F&M Bank ATM Features

Your F&M Bank branches now offer full-service ATMs!

We’ve upgraded our hardware and technology to offer you a better customer experience with features that include:

  • Making a cash or check deposit
  • Selecting currency withdrawals of $10, $20, and $50 denominations
  • Changing your PIN
  • Selecting Spanish as your preferred language experience

In the near future, we will roll out additional functionality with options like emailing yourself a receipt, making loan payments, and transferring funds.

Find a Bank Branch with Full-Service ATM Near You!


Frequently Asked Questions (FAQs)

Q:  Do the ATMs accept check deposits?

A:  Yes

Q:  Will the ATMs accept cash deposits?

A:  Yes

Q:  Will the ATMs accept deposits after the branch has closed?

A:  Yes, the team that will work to install the machines needs to understand all the operational pieces needed in order to support this capability – we are working to identify the cutoff time and will update you when a decision has been made.

Q: What else will the ATMs do?

A: Initially, we will look to get these machines installed and running smoothly – next year we will expand their capabilities by connecting them into our Banking Core.

  • This will allow for things like:
  • Deposits to any account the customer has access to
  • Loan Payments (to possibly include Dealer payments)
  • Email Receipts
  • Mini Statements
  • and more…

Q:  What about the ATMs that aren’t at a branch?

A:   We are determining the next phases once we complete the capabilities of F&M Bank Branch ATMs and will share further updates as they develop.

Check back for updates – last updated 03/01/2023