Commercial Lines of Credit
F&M Business Lines of Credit are designed to help businesses experiencing seasonal lulls, slow receivables, or temporary cash flow concerns.ย This product helps you cover expenses in a pinch or take advantage of unexpected opportunities while providing flexible repayment options.ย ย
Key features:ย
- Quickly cover unexpected expensesย
- Manage temporary cash flow needsย ย
- Leverage unexpected opportunitiesย
- Make interest-only paymentsย
Related Resources

“Fraud Department” Text Scam
We have been made aware of an unsolicited text and phone call scam circulating through our area. In this reported case, a customer received a text messageโฆ

Positioning Your Farm Business for Successful Transition
F&M Bank actively supports local farmers throughout Virginia and we are forever hoping to connect our communities with resources that make a difference.ย โฆ

Financing Modular and Manufactured Homes in VA
Driving through the countryside of Shenandoah Valley, youโve probably passed many manufactured and modular homes without realizing that these homes wereโฆ