On January 18th, F&M’s banking locations will revert to drive-thru service with lobby hours by appointment. ATMs, F&M Mobile, and Online banking will remain available 24/7, for your convenience. Service Charge Schedule:
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Overdrafts/Returns (Per item)
- Checking: $35.00
- Savings: $35.00
-
Continuous Overdraft Fee (Per day after 5 days)
- $5.00
-
Force Close Account
- $35.00
-
Deposited Items Returned & Charged Back (Per item)
- $7.00
-
Close Account (open less than 6 months)
- $25.00
-
Stop Payments (Per item)
- $35.00
-
Special Call Statements (With Images)
- $5.00
-
Returned Mail Fee
- $20.00
- Reconciling Statements and research on accounts per hr. $30.00 with a minimum of $30.00 and .25 cents per copy made (*15 minutes or less, no charge)
-
Cashiers Checks (Customers only)
- $7.00
-
Photocopies (Per page)
- $0 .25
-
Direct Collections Fee
- $35.00
-
Direct Collections (Foreign)
- $50.00
-
Notary Fee (Non-customers)
- $5.00
-
Wire Transfer Fee (Customers only)
- Transfer In $15.00
- Transfer Out $20.00
-
Foreign Wire Transfer Fee (Customers only)
- Transfer In and Out $50.00
-
Foreign Currency Order
- Up to and including $1000.00:ย $25.00
- (Each additional $1000.00 or fraction thereof): $2.50
-
Fax Machine
- Sending for the first four pages $2.50
- Per page thereafter $1.00
- Receiving per page $1.00
-
Dormant Account
- Per month charge after 2 years $5.00
-
Inactive Account (after 1 year bal. < $10)
- Balance
-
Check Cashing Non customer
- $7.00
-
Count Loose Coin โ Non Customer
- 5%
-
Night Deposit Bag (No Charge)
-
Zipper Bag (No Charge)
-
ATM Transactions
- Customers (No Charge)
- Non customers $3.00
-
Safe Deposit Box – Annual Rental Fee
- 3 x 5 $30.00
- 5 x 5 $35.00
- 3 x 10 $45.00
- 5 x 10 $55.00
- 10 x 10 $75.00
-
Safe Deposit Box Drilling
- $175.00
-
Safe Deposit Box Rekeyed with 2 keys
- $25.00
-
Tax Lien/Garnishment
- $100.00
