Branch Locations
Like all businesses in the Shenandoah Valley, we continue to devote resources to help ensure the personal safety of our clients and associates, while maintaining the services you count on. We are here to serve you and encourage clients to make an appointment with their banker, make use of F&M’s robust digital banking options, or send us a chat message within the F&M mobile banking app.
Rt. 42N, next to Turner Ashby High School. Coin Machine, Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Coin Machine, Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Drive-Thru and ATM onsite
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Coin Machine, Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Coin Machine, Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Coin Machine, Drive-Thru and ATM onsite.
At the corner of Rte. 33 East at Rte. 276.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Waynesboro, VA
Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Winchester, VA (Old Town)
Transactional Hours:
Monday – Friday: 10:00 – 2:00
Appointment Only Hours:
Monday – Friday: 2:00 – 5:00
Winchester, VA (Amherst St.)
Opening June 2023!
Coin Machine, Drive-Thru and ATM onsite.
Monday – Thursday: 8:30 – 5:00
Friday: 8:30 – 5:30
Saturday: 8:30 – 12:00 (drive-thru only)
Offices, Divisions & ATMs
Automotive Dealer Finance Division
Monday – Friday: 8:30 – 5:00
F&M Mortgage Harrisonburg
Mortgage Office
Monday – Friday: 8:30 – 5:00
F&M Mortgage Staunton
Mortgage Office
Monday – Friday: 8:30 – 5:00
Timberville Headquarters, VA
P.O. Box 1111
ATM onsite
Monday – Friday: 8:30 – 5:00
Old Town Winchester, VA
Loan Office
Monday – Friday: 8:30 – 5:00
Amherst Winchester, VA
Opening June 2023!