No Frills Checking

No Frills Checking.

Need a regular checking account? Enjoy a free checking account without gimmicks, strings, or hidden fees with F&M’s No Frills Checking account.

No minimum balance
No monthly service charge
No transaction charges
Worldwide access to ATMs

*No fee charged by Farmers & Merchants Bank for ATM transactions at other banks’ ATMs. Other ATM owners may charge a fee.

Have Questions? Get In Touch

Have Mortgage Questions? Get In Touch

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"F&M Bank was the financial institution
to best handle our needs."

That's My Bank

"F&M Bank heard our story and
believed in and supported our vision."

That's My Bank

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