Stop paying extra for your checking account! With our Regular Checking account, you get the features you need, no strings attached.

  • NO minimum balance
  • NO monthly service charge
  • NO transaction charges
  • Unlimited FREE check writing privileges
  • Your first order of 50 personally imprinted checks provided FREE
  • FREE NetTeller Internet Banking
  • FREE Instant InfoLine Telephone Banking
  • VISA Check Card

Access your account anytime, anywhere using your VISA Check Card, or by visiting one of our branch locations in Harrisonburg, Staunton or throughout Augusta, Page, Rockingham and Shenandoah counties.
Unlimited FREE Farmers & Merchants Bank ATM transactions*
Worldwide access to ATM’s

All customers are eligible to enroll in our economical ID Theft Protection service. 

*No fee charged by Farmers & Merchants Bank for ATM transactions at other banks’ ATM’s. Other ATM owners may charge a fee.