Adjustable Rate Mortgages

Rising rates, and inflation, are making homes less affordable for home-buyers.  We’re in the business of getting you home and we’ve created a new program to help you lock in initial savings with an adjustable-rate mortgage. Adjustable-rate mortgages allow for less expensive payments early in the loan with potentially higher payments later.

Adjustable Rate Mortgages (ARMs) are great for borrowers who:
  • Intend to move within the window of the fixed rate period,
  • Expect an increase of income over the course of their loan, or
  • Anticipate lower interest rates in the future and intend to refinance at a later date.
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Apply for our safe Adjustable Rate Mortgage (ARM) product with rates locked in as low as 4.99% for 7 years.

5.485% APR BASED OFF OF THE FOLLOWING SCENARIO: PURCHASE PRICE OF $350,000 WITH 10% DOWN PAYMENT AND 700 CREDIT SCORE. 7/3 ARM BASED OFF THE 3 YEAR US TREASURY INDEX RATE + 2.75% MARGIN. 2 % CAP PER ADJUSTMENT PERIOD WITH A 6% LIFETIME CAP AND A FLOOR OF THE INITIAL START RATE. RATES SUBJECT TO CHANGE AT ANY TIME. ALL BORROWERS SUBJECT TO QUALIFICATIONS AND LOAN PROGRAM GUIDELINES.