Click on the arrow above to apply for a small business loan or to upload financial statements and other documents.
The following small business lending products and services are offered:
- Term loans
- Lines of credit
- Borrow up to $25,000 unsecured
- Affordable interest rates
- Receive loan offer with no credit impact
- Borrowers can apply in minutes, receive a decision in hours, and funds are typically deposited the next business day after credit approval and acceptance to clients with F&M Bank business banking accounts
- You must open an F&M Bank business banking account before receiving funds
This is not an offer of credit: applications subject to individual approval; standard terms and conditions apply; rates and amounts may vary. “Affordable interest rates” refers to quoted interest rates and fees at time of loan application.
While you may apply for a loan or line of credit even if you do not have an F&M Bank account, if you are approved you must open an F&M Bank Business Checking Account before receiving your funds.