Your form and photo(s) have been submitted – thank you!

What happens next?

After the final submission date, all photo entries will be shared on F&M Bank’s Facebook page for first-round voting. Then, the 25 photos with the most “likes” are shared with F&M Bank employees for a second round of voting. This round determines the 12 monthly calendar photos and a grand prize cover photo.

Winners will be notified after August 1st, 2023.  All photographs submitted become the property of F&M Bank. Contact with questions.