Teaching Kids Financial Responsibility

Looking back as a mother of 5, I can now see the visible difference in teaching kids about finances and choosing not to do so.  Now that my children are adults, the difference that financial education and learning to save has made in their lives is remarkable.  My only wish is that my kids would have had a savings option like the Treehouse account that F&M offers.  Like so many children whose parent signs them up, they could have put their money in a special piggy bank – keeping it out of sight and out of mind! –  and watch their savings grow with each “deposit” of a coin.

Even though my kids didn’t have an account like this, my grandchildren certainly do! As soon as they were old enough to write their own name we opened an account for them. They love the Treehouse Newsletter they receive and are so excited when it comes in the mail each quarter.  Of course, they also love receiving a birthday card each year and that little gift they get after so many deposits…

I just love watching them compete to see who can save the most.  It makes me very happy to see my grandchildren learning the foundations of savings; setting them up for a better future.

Barbara Bartley
Office Manager and Lender, Fishersville

If you would like more information about our Treehouse Savings Club, or other savings options


Online Banking Internet Browser Update

Our bank is pleased to present its website for all of our current and future customers to enjoy. The Internet is viewed through web browsers.

Our Online Banking program supports the latest version of Safari, Chrome, Internet Explorer and Firefox. Each time a new version of these browsers is released the bank encourages you to update your internet browser for the best online experience. Online Banking requires the latest browser version because of the increased security features. If you don’t have the more recent versions then you will not have access to these features as a precaution to protect your personal information.

Browsers can be downloaded for free by going to the browser provider’s website or by following this link: http://www.updatemybrowser.org/

All of these installs are several megabytes. If you have a dial up connection to the internet then we recommend you start your download before going to bed and it will be ready for you in the morning..

Please contact us if you have any questions.


Do you know what to do when you’ve been hacked?

cyber security
Cyber attacks happen every day. It isn’t a matter of if you will be hit with one, but when? The question is, what happens next?

Do you know what to do to protect your information and your company after a cyber attack? Do you know how to protect third party information?

F &M Bank and Bankers Insurance invite you to a seminar on identifying the steps to follow once you have been hit by a cyber attack. Some of the topics covered will include:

• First-party and third-party liability coverage to companies when customer and employee information is breached or stolen
• Potential exposures
• Cyber threats, extortion or attacks against an insured, shutting down its systems
• Content published on an insured’s website

Please Join Us Wednesday November 5th, 2014
12pm to 1pm at Capital Ale House
(41-A Court Square Harrisonburg, VA 22801)
Lunch will be provided.

Please contact Holly Thorne at (540) 896.1743
or hthorne@fmbankva.com to reserve a seat.