Welcome to F&M Bank

We’re excited to be part of your financial journey and are here to support you every step of the way. Our goal is to make banking easy and stress-free – let’s make sure you have everything you need to get started with the right tools and support.

First Things First: Let’s Get You Set Up

Can you see your accounts?
You should have enrolled in F&M Online Banking and downloaded the F&M Mobile app to access your accounts anytime, anywhere.

Not seeing all your accounts?
No worries – just contact your local F&M Branch or sign in to F&M Online Banking or F&M Mobile to chat with a support representative.

Have You Activated Your Debit Card?

  • If you opened your account at a branch, your debit card should already be active.

  • If you opened your account online, your card should arrive within 7–10 business days.

Still waiting after that? You can:

To activate your card, simply use it with the PIN provided or activate it in the mobile app.

Need to Make a Loan Payment?

You’ve got options!

  1. Pay through F&M Online or Mobile Banking

  2. Use our Quick Online Payment Portal

Complete Our Survey
toggle button to turn card on and off
Click any of the icons below to learn more about how community banking should be.

Access

Life is mobile, and so is your bank.

F&M Online Banking

Enjoy full control of your accounts with the click of a mouse.  Set up travel alerts, view monthly statements, transfer funds, event chat with an F&M representative.  Click here to enroll today!

Mobile Banking

Enjoy all the benefits of F&M Online Banking on your mobile device.  Our fully-functional mobile app provides you security and control, while you’re on the go.

ATM Network

Our Branch ATMs are ever-evolving.  Visit an F&M ATM to make deposits, change your PIN, even select Spanish as your preferred language experience.

Control

From ordering a new card to travel alerts and budgeting assistance, you control your goals and security.

Card Management

Debit and credit card fraud is prevalent, but minimizing the aftermath is simpler with card management controls in online banking and mobile banking. Guard against potential fraud and protect your accounts with a multitude of card controls. For instance, set alerts for travel and transaction amount and switch your card on/off with the toggle of a button.

Mobile Wallet

Apple, Google, and Samsung mobile payment methods provide a more efficient way for people to make purchases. Using your F&M Bank Visa® card just became even easier. Now the things you love about your F&M Bank Visa card are right on your phone.

Financial Health Suite

Imagine having the power to monitor your credit score, protect your identity and privacy, and oversee your subscriptions all from one convenient location. With Your Financial Health Suite from F&M Bank, now you can, it’s easy!

Make a Loan Payment

Stay up-to-date on your F&M loan by making payments through mobile or online banking!

Money Movement

Some say money makes the world move. We say that power should be in your hands.

Mobile Deposit

Deposit checks securely and easily where ever your day takes you.

Zelle

Pay your friends for covering lunch, or send money to your college student with a few steps.

Account to Account Transfer

Easily transfer funds between your accounts at different financial institutions.