Using a HELOC to Pay Off High-Rate Debt. Is it a Good Idea?

Homeowners might wonder whether it's a good idea to tap their home equity, or the market value of the property minus what is still owed on it, to pay down…

2015 Christmas Club Dates

2015 Christmas Club Dates The holidays will be here again before you know it. Get a head start on shopping with your F&M Bank Christmas Club savings. 2015…

Important information regarding the U.S. Government data breach incident

Government Data Breach It was recently announced that the U.S. Government has suffered a data breach affecting multiple Federal agencies and approximately…