Bank Products & Services

How to Make a Loan Payment with Online and Mobile Banking

November 8, 2021

Making your personal or auto loan payment is simple and easy with online and mobile banking from F&M Bank. If you have previously enrolled in online…

Cash Flow, Debt, and Refinancing for Virginia Small Business Owners

Cash Flow, Debt, & Refinancing for Virginia Small Business Owners

September 30, 2021

Are you wondering if you should refinance a small business loan? Many businesses experienced the unexpected last year, and now it’s time to get back…

Benefits of Banking Local for Small Businesses in the Shenandoah Valley

September 14, 2021

Small business owners encounter many challenges in running a local business—banking shouldn’t be one of them. If you’re looking for the best bank…

Protect Your Business from Check Fraud with Positive Pay from F&M Bank

September 2, 2021

More and more people are falling victim to financial fraud and check fraud can affect your small business as well. While many business owners have simply…

Understanding a HELOC and How To Use It: A Guide For Shenandoah Valley Homeowners

July 29, 2021

Your home is an investment in many ways, and once you accrue equity in your home, you have it at your disposal for financial uses. If you’ve been wondering…

Owning vs. Leasing Commercial Real Estate in Virginia

July 6, 2021

After finding the right property for your business, how do you decide whether to buy or lease it? There are pros and cons with both options, including…