Every business needs the opportunity to convert idle cash into an interest bearing asset. Farmers & Merchants Bank has the perfect opportunity for your business to do just that. With one of our business savings accounts, you can invest excess business funds and get a return for your business.

All Farmers and Merchants savings accounts are insured by F.D.I.C.

Types of Business Savings

FDIC- Expanded Coverage up to 50 Million

FDIC Insurance coverage is an important benefit of banking with Farmers & Merchants Bank. You can rest assured that your deposits are safe and secure. Click here to visit the FDIC website and learn more about how your deposits are insured.

Some customers need more coverage than the $250,000 per bank provided by FDIC. Farmers & Merchants Bank provides full FDIC insurance coverage up to $50 million through participation in the CDARS network for bank CD’s (Certificate of Deposit Registry Service). You don’t need to open accounts at multiple banks for expanded coverage; open all your accounts here and simplify your finances. Click here to learn all about CDARS.