Your interest rate increases as your balance grows. See our Rate Sheet for current interest rates and related balances.
1No fee charged by Farmers & Merchants Bank for transactions at other banks’ ATMs. Other ATM owners may charge a fee.
"F&M Bank was the financial institution
to best handle our needs."
"F&M Bank heard our story and
believed in and supported our vision."
P.O. Box 1111
Timberville, VA 22853
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