Online Cash Management To Streamline Your Processes Is The F&M Advantage.

F&M Bank offers online management for all your commercial banking needs. With 24/hour access, you can:

  • View current transactions and old bank statements
  • Print out paid checks
  • Transfer funds between accounts
  • Make loan payments
  • Pay the company’s bills electronically
  • Create and send ACH debits and credits for direct deposit payroll and other purposes
  • Give various employees designated levels of authority to access accounts and initiate transactions online
  • Verify wire and ACH payments immediately

Unlimited Bill Pay costs a monthly access fee of $9.95. Automated clearing house services accrue a charge of $.25 per item processed with a minimum monthly charge of $15.

Simplify Payroll And Process Paychecks Via Direct Deposit.

For our clients with 24 employees or less, our cash management services allow processing paychecks via direct deposit. Ensure your team is paid on time with easy to schedule and implement direct deposit to the account of their choice. Schedule deposits on a weekly basis at an affordable rate that works for local small businesses.

Point Of Sale Systems Come With Local Support.

F&M Bank offers merchant services to streamline point of sale processes. With bankcard processing and advanced payment solutions, your business will have the tools it needs to stay relevant and profitable in the 21st century. Have questions or need support? Simply visit or contact one of our conveniently located branches for personal help from a local team who cares.

F&M Bank Builds Relationships Within Our Community.

Since 1908, F&M Bank has been offering personal and business banking services in the Shenandoah Valley and beyond. Our local team guides you to the accounts and services you need to do business in the Valley. Personal service from people you know and trust lets you develop relationships with your banker. Contact a member of our team to learn more about our cash management services!

Have Questions? Get In Touch

540-896-8941
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