Online Cash Management To Streamline Your Processes Is The F&M Advantage.

F&M Bank offers online management for all your commercial banking needs. Paired with F&M’s Business Online Banking and Business Mobile Banking F&M delivers the tools you need to manage your business.  With 24/hour access, you can:

  • View and print transactions and statements.
  • Print paid checks
  • Transfer funds
  • Make payments and pay bills
  • Initiate ACH debits and credits for direct deposit payroll and other purposes
  • Assign levels of account access to employees
  • Instantly verify wire
  • Pay the company’s bills electronically. Learn how using our Bill Pay Guided Demo.

Simplify Payroll And Process Paychecks Via Direct Deposit.

Our cash management services allow processing paychecks via direct deposit. Ensure your team is paid on time with easy to schedule and implement direct deposit to the account of their choice. Schedule deposits on a weekly basis at an affordable rate that works for local small businesses.

Point Of Sale Systems Come With Local Support.

F&M Bank offers merchant services to streamline point of sale processes. With bankcard processing and advanced payment solutions, your business will have the tools it needs to stay relevant and profitable in the 21st century. Have questions or need support? Simply visit or contact one of our conveniently located branches for personal help from a local team who cares.

F&M Bank Builds Relationships Within Our Community.

Since 1908, F&M Bank has been offering personal and business banking services in the Shenandoah Valley and beyond. Our local team guides you to the accounts and services you need to do business in the Valley. Personal service from people you know and trust lets you develop relationships with your banker. Contact a member of our team to learn more about our cash management services!

Have Questions? Get In Touch

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