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By Lisa Lake, Consumer Education Specialist, FTC โIโm calling from [pick any bank]. Someoneโs been using your debit card ending in 2345 at [pick any retailer]. Iโll need to verify your Social Security number โ which ends in 8190, right? โ and full debit card information so we can stop this unauthorized activityโฆโ So the […]
As college students head to campus this fall, money management should be on their personal syllabus. Itโs important for college students to take control of their financial future by saving wherever and whenever they can. They should treat personal finance like a required college course and avoid unnecessary expenses now to reduce financial burden when […]
Five Ways to Tidy Up Your Personal Finances This Spring When it comes to Spring cleaning, itโs time to start thinking outside the box. This spirit of renewal applies to more than just your closet! Spring is an ideal time to dust off your finances and tidy up your budget. Maybe your tax returns have […]
As tax season gets underway, F&M Bank is urging all customers to take extra precaution when filing their return to prevent their exposure to tax fraud. โFraudsters are using very clever tactics to get a hold of your personal information and submit false tax claims,โ said Dean Withers, CEO. โConsumers must be suspicious of any […]
Recently, card skimming has been a hot topic in our area. There is a group of professional criminals placing skimmers on gas pumps along the 1-81 corridor. How can you protect yourself from the agony of a fraud claim? Here are our 6 best tips: Recently, card skimming has been a hot topic in our […]
The holidays are supposed to be a relaxing time spent with family and friends reflecting on the current year and looking ahead to the next. However, for most Americans, the holidays invoke feelings of stress and fatigue. According to a poll conducted by the American Psychological Association, nearly a quarter of Americans report feeling extreme […]
So youโve decided to get a pet. Aside from making sure youโre responsible and emotionally prepared to give your new friend a great life โ no pressure โ itโs crucial to consider the logistics. This means time โ and, of course, money. So youโve decided to get a pet. Aside from making sure youโre responsible […]
You might share certain spending habits with other millennials โ and you might occasionally catch flak for those habits. But some of these patterns are a byproduct of your age and the times we live in: spending less on health care because younger adults are generally healthier, for example, or spending less on magazines and […]
Identity theft and consumer fraud can happen in an instant, so itโs important to protect yourself. Learn about simple tips and tools you can use to reduce your risk of identity theft and protect your financially sensitive information.ย Identity theft and consumer fraud can happen in an instant, so it’s important to protect yourself. Learn […]
Getting a job, buying a car, buying a home โ all of these milestones are both exciting and at times stressful for young adults just getting started. For many people, these are wonderful goals that help push them forward. But as millennials build their careers, start families and consider their futures, itโs important to remember […]
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