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F&M Bank Adds to Business Development Team

F&M Bank is pleased to announce the promotion of Mary Pavlovskaya to Business Deposit Services Officer. Since 2011, Mary has served in a variety of roles at F&M Bank: retail, back office, and compliance. Her well-rounded experience in the banking industry is an asset as she transitions to a commercial role.

“I am excited to step into this new position and bring with me the experience and knowledge gained over the last 8 years to provide the community with flexible and responsive service. Growing up in the Shenandoah Valley, I have developed a strong passion for helping our community thrive, and I enthusiastically look forward to helping pave the way for a bright future with strong and loyal relationships”, said Ms. Pavlovskaya.

Raised in Bridgewater, Mary has strong ties to the Shenandoah Valley. She attended James Madison University where she received a Bachelor of Science in Justice Studies and a Bachelor of Arts in Psychology. She also is bilingual and fluently speaks Russian. In her free time, Mary enjoys spending time with family and friends, hiking and traveling.


Matt HillF&M Bank is happy to welcome Matt Hill as Commercial Relationship Manager to the Augusta County Business Development team. Matt brings with him over 13 years of lending and credit experience including consumer, mortgage, agriculture and commercial.

“My banking and lending experience have always found me in smaller towns and more rural areas.  I’m so happy to be joining the team at F&M where banking is still about the people of our communities and the lifestyles that exist in the Shenandoah Valley”, said Mr. Hill.

Matt most recently spent 8 years with a community bank in Montana and graduated from the Pacific Coast Banking School. Originally from Alabama, Matt has strong ties to the Shenandoah Valley. He spent 10 years of his life in Virginia, during which he lived in the Staunton and Weyers Cave area.

Mr. Hill currently resides with his wife and two golden retrievers in a project farmhouse in northern Rockbridge County. In his free time, Matt enjoys home renovation projects, horses, college football and classic cars.