Melanie is a lifelong resident of the Shenandoah Valley. She graduated from Turner Ashby High School and attended Blue Ridge Community College. She has been in the financial industry since 1999, and joined the mortgage field in 2003. She joined F&M Mortgage in February of 2008, and has grown her knowledge and advanced along with F&M Mortgage, in the ever changing industry. She desires to help as many people as possible to realize the American dream of home ownership.