Premium Business Savings

Premium Business Savings Accounts

Your interest rate increases as your balance grows. See our Rate Sheet for current interest rates and related balances.

Tiered interest rate based on daily balance
Low $10 Minimum Balance to earn interest
Low initial opening deposit of $10
Quarterly average balance of only $100 waives the service charge of $10 per quarter.
Service charges waived for non-profit organizations.
Interest earned is compounded daily, credited quarterly.
Free and easy transferring between accounts to manage bills using NetTeller Online Banking or Instant InfoLine telephone banking
Activity Summary shown on your annual statement which is produced the end of May each year

1No fee charged by Farmers & Merchants Bank for transactions at other banks’ ATMs. Other ATM owners may charge a fee.

Whether you’re launching or growing your business, this portal offers:

Learning Modules & Videos – Business planning, finance, operations, and payments
Tools & Templates – Calculators, checklists, and full plan guides
Stage-Based Paths – Resources for startups, early-stage, and growth-focused businesses
Digital Payment Guidance – How to accept payments and integrate Visa solutions

Practical, easy to follow, and built to use right away.