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Pennies

The End of the Penny: How It Impacts Orders and Deposits

The penny is on its way out. Earlier this year, the U.S. Department of the Treasury announced it will stop producing pennies. While this may feel likeโ€ฆ
Coworkers at a shop looking at a laptop

F&M Bank and Visa Launch New Online Portal to Help Small Businesses Grow

Running a business is exciting, but it can also be overwhelming. From writing a business plan to managing cash flow, todayโ€™s entrepreneurs face countlessโ€ฆ
Commercial Lender Harrisonburg Virginia

F&M Bank Welcomes Deacon Kozel as Commercial Relationship Manager for Harrisonburg and Rockingham County

Harrisonburg, VA โ€” F&M Bank is pleased to announce the addition of Deacon Kozel as Commercial Relationship Manager, serving Harrisonburg and Rockinghamโ€ฆ

Virginia Farm Financing Made Simple: How F&M Bank Supports Local Farmers with Flexible Ag Lending Solutions

Farming in Virginia is more than a business. It is a way of life tied closely to family traditions, community values, and the rhythms of the land. Yetโ€ฆ
Financial Services Team Shenandoah Valley Virginia

F&M Financial Services Announces Rebrand to F&M Wealth

Timeless Guidance, Modern Approach Timberville, VA - August 11, 2025 - F&M Financial Services, the wealth management division of F&M Bank, isโ€ฆ
Little boy and father with savings for education at home

Saving for College in the Shenandoah Valley: Is a 529 Plan Right for Your Family?

Raising your family in the Shenandoah Valley comes with no shortage of fresh air, mountain views, and a strong community that you can rely on. But whenโ€ฆ
macro photo of federal reserve system symbol on hundred dollar bill.

What Is the Federal Reserve? A Simple Guide to the Fed and Finances

Youโ€™ve probably heard the phrase โ€œThe Federal Reserve raised interest ratesโ€ or โ€œThe Fed is watching inflationโ€ in the news. But what exactlyโ€ฆ
Patrick Bankemper

F&M Bank Welcomes Patrick Bankemper and Announces Leadership Expansion in Winchester Market

Winchester, VA โ€“ F&M Bank is pleased to announce the addition of Patrick Bankemper as Commercial Banking Relationship Manager to our Winchester team.โ€ฆ
Graphic of Blue Ridge Mountains with F&M logo overlayed

F&M Bank Announces Organizational Leadership Realignment to Support Continued Growth

Timberville, VA (June 30, 2025) -- F&M Bank has announced a strategic realignment of its leadership team, positioning the organization for its nextโ€ฆ
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