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Financial Services Team Shenandoah Valley Virginia

F&M Financial Services Announces Rebrand to F&M Wealth

Timeless Guidance, Modern Approach Timberville, VA - August 11, 2025 - F&M Financial Services, the wealth management division of F&M Bank, isโ€ฆ
Little boy and father with savings for education at home

Saving for College in the Shenandoah Valley: Is a 529 Plan Right for Your Family?

Raising your family in the Shenandoah Valley comes with no shortage of fresh air, mountain views, and a strong community that you can rely on. But whenโ€ฆ
macro photo of federal reserve system symbol on hundred dollar bill.

What Is the Federal Reserve? A Simple Guide to the Fed and Finances

Youโ€™ve probably heard the phrase โ€œThe Federal Reserve raised interest ratesโ€ or โ€œThe Fed is watching inflationโ€ in the news. But what exactlyโ€ฆ
Patrick Bankemper

F&M Bank Welcomes Patrick Bankemper and Announces Leadership Expansion in Winchester Market

Winchester, VA โ€“ F&M Bank is pleased to announce the addition of Patrick Bankemper as Commercial Banking Relationship Manager to our Winchester team.โ€ฆ
Graphic of Blue Ridge Mountains with F&M logo overlayed

F&M Bank Announces Organizational Leadership Realignment to Support Continued Growth

Timberville, VA (June 30, 2025) -- F&M Bank has announced a strategic realignment of its leadership team, positioning the organization for its nextโ€ฆ
โ€œBest of the Valleyโ€ representing F&M Bank's win as Best Bank and Best Mortgage Company.

F&M Bank Named Best Bank and Best Mortgage Company in the Valley

Weโ€™re honored โ€” and thrilled โ€” to share that F&M Bank has been named both Best Bank and Best Mortgage Company in the 2025 Best of the Valleyโ€ฆ

Wire Transfer Standard Change Begins July 2025

A New Standard for Global Payments Begins July 2025 Effective July 14, 2025, a new messaging formatโ€”ISO 20022โ€”will be adopted for wire transfers inโ€ฆ
spoofing phone scam

Fraud Alert: Beware of Spoofed Calls Claiming to Verify Debit Card Transactions

Recent Scam Targeting Valley Residents We have received multiple reports of customers receiving phone calls from 540-896-8941, with the caller posingโ€ฆ
Cute little children at lemonade stand in park.

Why Your Kids Should Have a Lemonade Stand

Nothing says summer like a good old-fashioned kids lemonade stand. Itโ€™s one of the best ways to teach money lessons for kids, while helping them buildโ€ฆ
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