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Stay Informed and On Top of Your Finances with F&M

At F&M, we are committed to providing you with actionable information to help you manage your accounts more efficiently. Our goal is to keep you informed…
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Introducing Olivia Wightman: Ag Lender and Relationship Manager

We're excited to introduce Olivia Wightman, the newest member of our Ag team! Olivia interned with our Ag department in 2023, and it was clear she would…
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Helping Your Student Pay for College In Virginia

Whether you have a student already in school or are exploring college savings options for your young child or grandbaby, you probably already know that…
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What expenses are included in the annual cost of college?

To most parents, the annual cost of college simply refers to tuition and room and board. To the federal government, however, the annual cost of college…
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Free Checking Account? How to Avoid the Fees

If you’re looking to open a checking account, you may be overwhelmed by the options available to you. And each option not only has its own benefits—it…
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Can Home Improvements Lower Your Tax Bill? It Depends

Most home improvements are not tax deductible — with one possible exception. In certain situations, you may be able to deduct improvements deemed necessary…

Announcing F&M Bank’s Refreshed Mission and Vision Statements

We are thrilled to continue our Values Series as we reveal our refreshed Mission and Vision Statements. Over the past several weeks, we have been introducing…
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Investment Planning throughout Retirement

Investment Planning throughout Retirement Investment planning during retirement is not the same as investing for retirement and, in many ways, is more…
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Introducing F&M’s New Pillars: The Foundation of our Brand

The last several weeks, we’ve revealed each of our new four values that make up our GROW: gregarious, resolute, original, and wholehearted. These values…