As a community bank with roots tracing back to 1908 in Timberville, Virginia, F&M Bank’s heritage has been deeply entwined with the Shenandoah Valley’s storied history. As our headquarters remains in Rockingham County, and our locations span the Interstate 81 corridor from Winchester to Waynesboro, we remain soundly invested in the local economy and devoted to the success of Virginia businesses. With this goal in mind, and in collaboration with local partners, we are working to continue to tell the story of small business owners, farmers and agriculture, and nonprofit sectors who make our home the wonderful place it is to live, work and play. Thank you for visiting and we hope you enjoy Our Stories.
SFS Tools and Safety
2500 S Main Street, Harrisonburg VA 22801 (540) 433-7727
Crossroads Cafe
4549 Spotswood Trail, Penn Laird, Virginia, (540) 269-3167
Bloomaker
566 Kindig Rd, Waynesboro, VA 22980, (540) 946-6529
Randy’s Do It Best Hardware Store
14064 Timber Way, Timberville, VA 22853, (540) 896-5403
New Creation
3051 South Main Street Harrisonburg VA, (540) 208-7446


"F&M Bank was the financial institution
to best handle our needs."
"F&M Bank heard our story and
believed in and supported our vision."
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Corporate Office
P.O. Box 1111
Timberville, VA 22853
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Office: 540-896-8941
Investor Relations
Financial Information
FMBM 19.81