Tonja Showalter
Senior Mortgage Advisor
With more than 18 years of experience, Tonja Showalter is a seasoned senior mortgage advisor and lifelong Shenandoah Valley resident who proudly calls Augusta County home with her husband. Licensed in Virginia, West Virginia, and North Carolina, Tonja serves clients across the Shenandoah Valley and surrounding counties, including Rockingham, Augusta, and Shenandoah.
Tonja specializes in Conventional, FHA, USDA, VA, Virginia Housing, and construction and renovation loans – bringing both expertise and creativity to the table. Backed by a dedicated in-house underwriting team, she provides innovative lending solutions and access to exclusive grant programs, helping families achieve their dream of homeownership with confidence.
As a board member of the local builders association and part of a trusted community bank, Tonja is deeply rooted in both her industry and community. She is known for her personalized, professional, and approachable style, creating mortgage experiences that clients are excited to share with friends and family.
Whether youโre purchasing your first home, building new, or planning a renovation, Tonja is committed to guiding you every step of the way. Contact her today for a free consultation and expert guidance tailored to your unique goals.
To access my secure online application please click the Apply Now button below and it will direct you to create an account and start your application.
Meet My Team
Ashley Brown
Myย loan partnerโsย role is to make sure your loan closes on time and that we meet your expectations. She works to support the team and make sure the process is seamless on both ends.
My Loan Processors work with you and the underwriter to ensure all documentation has been gathered to meet the requirements for a full loan approval. You will be assigned to one of our experienced loan processors below.
My Closing Specialists help you prepare the last steps in the process! Once your loan is cleared to close, one of the below specialists will contact you to review and sign your final Closing Disclosure (CD), which is required three days prior to closing.
Jessica Luce
FDIC-Insured - Backed by the full faith and credit of the U.S. Government