Conventional Purchase Loans

Our conventional purchase loans provide flexible financing options with competitive rates, making it easier for you to purchase the home you’ve always wanted. With customizable terms and expert guidance from our team, securing your dream home has never been simpler.

Construction Loans

Building your own home allows you to create a space that truly reflects your style and needs. Our construction loans provide the funds you need to turn your vision into reality, with convenient draw schedules and expert support throughout the building process.

First-Time Home Buyer Programs – FHA

We understand that purchasing your first home can be both exciting and overwhelming. That’s why we offer first-time home buyer programs designed to make the process as smooth as possible. From down payment assistance to educational resources, we’re here to help you every step of the way.

Options for Rural Land – USDA

Whether you’re looking to escape the hustle and bustle of the city or invest in rural property, we offer financing options tailored to your specific goals. Our rural land loans provide flexible terms and competitive rates, helping you make your rural living dreams a reality.

Veterans Programs – VA Loans

As a token of our gratitude for your service, we’re proud to offer special mortgage programs for veterans. These programs feature low down payment options, competitive interest rates, and streamlined processes, making it easier for veterans to achieve homeownership.

At F&M Mortgage, we believe that everyone deserves a place to call home. That’s why we’re committed to providing accessible mortgage solutions that empower you to achieve your homeownership goals. Discover the option that is right for you at the link below. We are here to help you embark on this exciting journey!