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Opening a bank account might seem like a simple task, like grabbing a coffee โ quick and easy. But it’s a far more crucial step in managing your finances, more like choosing a place to live. Whether you’re sticking with F&M Bank in the Shenandoah Valley or checking out other local banks, don’t rush into […]
At F&M Bank, we believe in constantly evolving our products and services to better serve our customers and strengthen our community in the Shenandoah Valley. Weโre more than just a place to store your moneyโweโre your trusted financial partner, always looking for ways to help you manage your finances with confidence and security. Thatโs why […]
The mortgage market for homebuyers is buffeted by economic fluctuations, Federal Reserve activities, and the bond market, plus the supply and demand for housing. While these issues are beyond a homebuyerโs control, itโs worth knowing how mortgage rates work and the factors influencing them. Itโs equally important to do what you can to improve your […]
Celero Commerce is pleased to announce Farmers & Merchants (F&M) Bank in Virginia as the recipient of the East Coast Region Partner of the Year award at our inaugural Celero Partner Awards. The company held our first Celero Partner Awards on Feb. 14 and recognized bank partners in the West, East, and Central regions. F&M […]
Annual Market Review 2024 Overview The year 2024 was extraordinary for the economy and the markets. High interest rates, rising unemployment, turmoil in the Middle East, and the ongoing Russia/Ukraine war, were some of the many factors that should have signaled economic contraction and a downturn in the stock market. Yet, the opposite occurred. Gross […]
To help you stay informed, here are five changes you can look forward to in the new year. Higher catch-up contributions for some.ย As of January 1, individuals ages 60 through 63 may be able to make increased catch-up contributions (if offered) to their workplace plan. The catch-up amount for people age 50 and older is […]
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