F&M Bank has been your community’s leading financial partner since 1908. We keep our initiatives local and believe in ‘grass root’ efforts to provide tomorrow’s best banking to our neighbors today. If you have a financial need or would like to know more about what it means to bank locally, please stop by your neighborhood branch or give us a call.

Jason Crum

Jason Crum

AVP, Branch Manager | Stuarts Draft
Debbie Koogler

Debbie Koogler

AVP, Branch Manager | Staunton
Angela Smith

Angela Smith

AVP, Branch Manager | Staunton

Elevate your banking experience with tailored, and personal support from our seasoned professionals. Meet the next member of your team when you work with one of our local bankers who offer sound advice so you can stay focused on running your business.

Katherine Preston

Katherine Preston

SVP, Valley Market Executive
Sara Berry

Sara Berry

SVP, Southern Area Market Manager
Renee Hartless

Renee Hartless

AVP, Commercial Relationship Manager
Daniel Scott

Daniel Scott

Agri-Business Relationship Manager