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Thank you for choosing F&M Bank to process and service your Paycheck Protection Program (PPP) loan. We hope the funding has positively impacted your business and provided a sense of financial security amid crisis. Your small business makes our community a better place to live, work and play, and it was a great honor to […]
The global Coronavirus pandemic is an unprecedented experience for Americans alive today. Itโs natural to feel a lot of anxiety about the future, including the future of your portfolio. Luckily, market volatility is not unprecedented. In this article, weโll apply the lessons of previous market downturns to help you develop a sensible economic outlook for […]
By now, most people have made their resolutions for self-improvement in the new year. While the most popular resolutions tend to focus on physical health, the start of a new year is also a perfect time to prioritize your financial wellness. Ready to get started? Read on. 5 Ways to Up Your Money Game in […]
With the proper tools, itโs never been easier to build your financial literacy, monitor daily transactions, and grow your accounts to meet short and long-term savings goals. Do you like to use technology to problem solve and create more efficiency in your life? If you said yes, then โfintech,โ a term that describes the merging […]
Mobile banking is more than just a convenient way to check your accounts on the go โ itโs a toolbox. In fact, when you log-in to your account, you have dozens of tools at your disposal, and the best part, theyโre free! If youโre enrolled in mobile banking, but not taking advantage of various alerts […]
Purchasing real estateโwhether for your home or other personal use or as an investmentโcomes with many complex tax implications. From property taxes youโll need to pay as part of your mortgage payment to understanding strategies to avoid capital gains on investment property, taxes can make a significant impact on your bottom line or monthly budget. […]
Even before your baby is born, youโre probably thinking about the financial changes a child will bring. New parents have to revise their household budgets to account for expenses like diapers, clothes, childcare, and more. You may also want to start saving for college now. But donโt forget to include your child in financial habits […]
The IRS has announced that the federal income tax filing season for tax year 2020 returns begins on Friday, February 12, 2021. Although tax seasons frequently begin in late January, the additional time will allow the IRS to update its programming and test its system to take into account any changes made by the Consolidated […]
We hope that you remain healthy and safe as we endure this pandemic. COVID-19 has impacted everyone in our community in some way, but some financial relief is on the way. As individual economic impact payments from the CARES Act are distributed, we hope this serves as a helpful resource. Electronic Deposit of Individual Economic […]
Explaining money to kids can feel challenging, especially if your own finances arenโt perfect. And it doesnโt help that many of our purchases are made online or with debit and credit cards at the store. Kids donโt see their parents budget and make purchases with cash and checks as much as they used to. However, […]
