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Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when your money is at stake. Though there’s no foolproof way to handle the ups and downs of the stock market, the following common-sense tips can help. ย […]
2020 threw a major curve ball to the entire world, with small businesses especially hard hit by pandemic-related economic challenges. Now, as Virginia moves into the third phase of reopening, local small businesses are taking stock of the damage and preparing to bounce back. Here are 10 things to check off your to-do list to […]
In a time of uncertainty and isolation we are all reaching for more information, especially from respected institutions such as the Centers for Disease Control (CDC), the World Health Organization (WHO) and respected hospitals and research facilities. But unfortunately cybercriminals are using the names of these institutions to lure unsuspecting individuals into fake offers, giving […]
How safe is your financial and personal data? Identity fraud has been growing for the last few years. In 2017, there were a record 16.7 million victims of identity fraud and a total of $16.8 billion stolen in the U.S. alone. And while identifying information can be stolen from offline sources like unshredded mail, online […]
As people seek to file their tax returns this year, cybercriminals will be busy trying to take advantage of this with a variety of scams. Citizens may learn they are victims only after having a legitimate tax return rejected because scammers already fraudulently filed taxes in their name. According to the Internal Revenue Service (IRS), […]
Discover the best financial tips for students and recent grads. Weโve kept this guide short enough to read and specific enough to use.
By Lisa Lake, Consumer Education Specialist, FTC โIโm calling from [pick any bank]. Someoneโs been using your debit card ending in 2345 at [pick any retailer]. Iโll need to verify your Social Security number โ which ends in 8190, right? โ and full debit card information so we can stop this unauthorized activityโฆโ So the […]
As college students head to campus this fall, money management should be on their personal syllabus. Itโs important for college students to take control of their financial future by saving wherever and whenever they can. They should treat personal finance like a required college course and avoid unnecessary expenses now to reduce financial burden when […]
Five Ways to Tidy Up Your Personal Finances This Spring When it comes to Spring cleaning, itโs time to start thinking outside the box. This spirit of renewal applies to more than just your closet! Spring is an ideal time to dust off your finances and tidy up your budget. Maybe your tax returns have […]
As tax season gets underway, F&M Bank is urging all customers to take extra precaution when filing their return to prevent their exposure to tax fraud. โFraudsters are using very clever tactics to get a hold of your personal information and submit false tax claims,โ said Dean Withers, CEO. โConsumers must be suspicious of any […]
