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How did we get here? By โhereโ we mean almost at the end of the year. If it seems like this year flew by, youโre not alone. And if there are still a few things on your to-do list from January to check off, know that youโre not alone there either. For some of us, […]
Whether youโre preparing to apply for a loan or reeling after a credit application rejection, if you are looking to improve your credit, you arenโt alone. According to Experian, about 30% of adults have scores of less than 670โthe standard minimum for a conventional home loan approval. The good news is that credit scores are […]
When it comes to inflation, small businesses are more vulnerable to the challenges of rising prices than larger companies. Not only does it increase your cost of doing business; it may also deter your customers from spending as much as they usually would. Itโs important to know that youโre not alone as a small business […]
Company Release – 1/30/2023 3:55 PM ET Strong fourth quarter loan growth sets the stage for solid results in 2023. See associated, unaudited financials for additional information. TIMBERVILLE, VA / ACCESSWIRE / January 30, 2023 / F&M Bank Corp. (the “Company), (OTCQX:FMBM), the parent company of F&M Bank (the “Bank”) today reported fourth quarter and […]
Keeping your cool can be hard to do when the market goes on one of its periodic roller-coaster rides. It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are 11 ways to help keep yourself from making hasty decisions that could have a long-term impact […]
Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when your money is at stake. Though there’s no foolproof way to handle the ups and downs of the stock market, the following common-sense tips can help. ย […]
2020 threw a major curve ball to the entire world, with small businesses especially hard hit by pandemic-related economic challenges. Now, as Virginia moves into the third phase of reopening, local small businesses are taking stock of the damage and preparing to bounce back. Here are 10 things to check off your to-do list to […]
In a time of uncertainty and isolation we are all reaching for more information, especially from respected institutions such as the Centers for Disease Control (CDC), the World Health Organization (WHO) and respected hospitals and research facilities. But unfortunately cybercriminals are using the names of these institutions to lure unsuspecting individuals into fake offers, giving […]
How safe is your financial and personal data? Identity fraud has been growing for the last few years. In 2017, there were a record 16.7 million victims of identity fraud and a total of $16.8 billion stolen in the U.S. alone. And while identifying information can be stolen from offline sources like unshredded mail, online […]
As people seek to file their tax returns this year, cybercriminals will be busy trying to take advantage of this with a variety of scams. Citizens may learn they are victims only after having a legitimate tax return rejected because scammers already fraudulently filed taxes in their name. According to the Internal Revenue Service (IRS), […]
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