F&M Bank Welcomes Patrick Bankemper and Announces Leadership Expansion in Winchester Market

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Winchester, VA โ€“ F&M Bank is pleased to announce the addition of Patrick Bankemper as Commercial Banking Relationship Manager to our Winchester team. With a strong background in business development and relationship management, Bankemper brings valuable experience and deep community ties that align with F&Mโ€™s commitment to relationship-based banking.

This appointment comes alongside the recent promotion of Jonathan Reimer to Northern Market Executive, a role that includes oversight of the bankโ€™s growth strategy across Winchester and surrounding communities. Reimer, a longtime leader within the organization, brings strategic insight and a deep understanding of the regionโ€™s needs to his expanded role.

โ€œWeโ€™re excited to welcome Bankemper to our growing Winchester team,โ€ said Mike Wilkerson, CEO. โ€œCombined with Jon Reimerโ€™s leadership as Northern Market Executive, this strengthens our ability to serve clients with local expertise and long-term dedication.โ€

Patrick Bankemper

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About Patrick Bankemper:

  • 7 years of sales and relationship management experience
  • Previously served at Blue Point Benefits where he built a client portfolio through a consultative, relationship-based approach
  • Active in Winchester City T-Ball, Board of Winchester Sheriff Foundation, and the Rescue Mission

 

About F&M Bank
F&M Bank, headquartered in Timberville, Virginia, has been serving the Shenandoah Valley since 1908. With a network of branches and a long history of community partnership, F&M Bank remains committed to helping individuals and businesses grow and thrive.

F&M Bank Contact

Holly Thorne
Director of Marketing
marketing [at] fmbankva.com

F&M Bank Announces Organizational Leadership Realignment to Support Continued Growth

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Timberville, VA (June 30, 2025) — F&M Bank has announced a strategic realignment of its leadership team, positioning the organization for its next phase of growth and enhanced customer experience.

Building on the success of a multi-year operational transformation, the bank has experienced strong financial performance and improved efficiencies across its business lines. This leadership evolution is the next step in ensuring that F&M remains well positioned to meet the needs of its customers, communities, and shareholders, and drive growth.

โ€œThese changes are about playing to our strengths, and weโ€™re fortunate to have depth and breadth of leadership across the organization to help propel F&M forward,โ€ said Mike Wilkerson, CEO of F&M Bank. โ€œOver the past two years, weโ€™ve built a solid operating foundation, and this realignment allows us to better leverage our leadership teamโ€™s talents to accelerate our momentum and long-term growth.โ€

Leadership Changes Include:

  • Barton Black, President, will expand his responsibilities to include oversight of Retail Banking, in addition to his current focus on Operations, Automotive Dealer Finance, and Risk Management.
  • Lisa Campbell, Chief Financial Officer, will add oversight of non-interest income lines of business, including Mortgage, Title, and Wealth Management, alongside her finance responsibilities.
  • Paul Eberly, formerly Chief Development Officer, transitions to Chief Lending Officer, leading Commercial and Agricultural loan and deposit growth across the bankโ€™s footprint.
  • Charles Driest, formerly Chief Experience Officer, becomes Chief Operations Officer, overseeing Deposit and Loan Operations, Marketing, and Technology.
  • John Sargent, formerly Northern Market Executive, steps into the role of Retail Banking Director, responsible for the bankโ€™s retail network and customer growth strategies.
  • Jonathan Reimer has been promoted to Market Executive, North Shenandoah Valley, leading commercial business development and community engagement in the Winchester/Frederick market.

โ€œThis team has already delivered measurable results, and Iโ€™m confident these moves will strengthen our ability to serve customers and deepen our community impact,โ€ added Wilkerson.

F&M Bank remains committed to delivering personalized, community-focused financial services across the Shenandoah Valley and beyond.

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About F&M Bank
F&M Bank, headquartered in Timberville, Virginia, has been serving the Shenandoah Valley since 1908. With a network of branches and a long history of community partnership, F&M Bank remains committed to helping individuals and businesses grow and thrive.

F&M Bank Contact

Holly Thorne

Director of Marketing

hthorne@fmbankva.com

Celero Recognizes F&M Bank as East Coast Region Partner of the Year

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Celero Commerce is pleased to announce Farmers & Merchants (F&M) Bank in Virginia as the recipient of the East Coast Region Partner of the Year award at our inaugural Celero Partner Awards.

The company held our first Celero Partner Awards on Feb. 14 and recognized bank partners in the West, East, and Central regions. F&M Bank has demonstrated a strong and collaborative partnership with Celero over the past five years, making them an obvious choice for this prestigious award.

F&M Bankโ€™s understanding of the value of merchant solutions and commitment to educating their team on Celeroโ€™s offerings have contributed to significant non-interest income growth. They consistently identify and pursue quality opportunities, increasing revenue for both organizations.

They enhance Celeroโ€™s market presence with co-created campaigns, internal employee recognition programs, and strategic integration of Celero’s sales team into bank-hosted events. Notably, they facilitated introductions between our Celero Account Executive and every branch within their network, strengthening our presence and credibility in the community as a trusted resource for merchant solutions.

“F&M Bank is honored to receive this recognition from Celero. Our partnership has allowed us to provide innovative merchant solutions that empower small businesses in our community. By working closely with Celeroโ€™s team, weโ€™ve been able to enhance our offerings, drive growth, and support the entrepreneurial spirit that fuels our local economy. We look forward to building on this success and continuing to deliver meaningful solutions to our business customersโ€ said John Sargent, Senior Vice President at F&M Bank.

โ€œWe have valued our partnership with Mike Wilkerson and the entire F&M VA team,โ€ said Jacqueline Porthouse, Vice President of Merchant Sales, Financial Institution Channel at Celero. โ€œTheir community first approach to banking paired with their passion for Main Street America small and medium-sized businesses has created an ideal alignment with Celero. I have been welcomed into the F&M family with open arms and look forward to our relationship growing in the future to better support the Shenandoah Valley.โ€

F&M Bankโ€™s dedication to growth, collaboration, and innovation has distinguished them as a leader within our financial institution partnership program. We are honored to recognize F&M Bank as our East Coast Region Partner of the Year and look forward to our continued collaboration.

About Celero Commerce

Headquartered in Nashville, Celero Commerce is a full-service, integrated electronic commerce solutions provider powered by leading-edge technology, strategic partnerships, and business intelligence. Celero offers small and medium-sized businesses payment processing services, business management software, and data intelligence, empowering them to drive growth and profitability. Celero is a top-ten non-bank processor of electronic payment transactions in the world. Visitย https://www.celerocommerce.com/ย to learn more.

About F&M Bank
F&M Bank Corp. (OTCQX: FMBM) proudly remains the only publicly traded organization based in Rockingham County, VA, and since 1908, has served the Shenandoah Valley through its banking subsidiary F&M Bank, with full-service branches and a wide variety of financial services, including home loans through F&M Mortgage, and real estate settlement services and title insurance through VSTitle. Both individuals and businesses find the organizationโ€™s local decision-making and up-to-date technology provide the kind of responsive, knowledgeable, and reliable service that only a progressive community bank can.

F&M Bank Joins the Global #GivingTuesday Movement to Support Local Nonprofits

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[Timberville, VA] โ€“ [December 3, 2024] โ€“ At F&M Bank, #GivingTuesday is more than just a dayโ€”itโ€™s a reflection of our values and commitment to building stronger communities. This global movement, celebrated annually on the Tuesday after Thanksgiving, inspires people and organizations to transform their communities through generosity, collaboration, and collective impact.

Guided by our brand pillars of sustenance, security, and enrichment, F&M Bank is proud to participate in Giving Tuesday by supporting three exceptional local nonprofits:

Mercy House โ€“ Providing shelter and resources for families in need
Augusta Regional Dental Clinic โ€“ Offering accessible dental care to underserved communities
Shenandoah Discovery Museum โ€“ Inspiring children through interactive learning experiences

Each of these organizations champions community needs across our market area, embodying the true spirit of Giving Tuesday. Their dedication to serving others mirrors our own commitment to fostering stronger, more vibrant communities.

“We are incredibly grateful to our team members for nominating these impactful organizations,” said Holly Thorne, Director of Marketing. “The work these nonprofits do changes lives, and we are honored to support their missions.”

F&M Bank encourages others to join us in celebrating Giving Tuesday by giving back to the organizations that make our communities thrive. Together, we can continue growing stronger communities.

Mercy House Augusta Regional Dental Clinic Shenandoah Discovery Museum

F&M Bankโ€™s Karen Rose and Amanda Hensley Named to 2024 Banking on Brilliance Awards

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Karen and Amanda stand out among women in community banking

Karen Rose and Amanda Hensley against a brick wall backdrop

Timberville, VA, October 30, 2024 โ€“ F&M Bank announced today that Karen Rose and Amanda Hensley were named recipients of the 2024 Banking on Brilliance Awards, powered by KlariVis.

The Banking on Brilliance Awards recognize remarkable women in community banking who have demonstrated outstanding leadership in driving transformation through innovation and data. Karen and Amanda were selected due to her excellence in innovation and data-driven leadership.

F&M Bankโ€™s CEO, Mike Wilkerson commented, โ€œF&M takes great pride in our employees.ย  Karen and Amanda are shining examples and exceptional people and professionals.ย  They work diligently each date putting their deep industry knowledge and operational curiosity to work.ย  Through their โ€œBrillianceโ€ they consistently deliver innovative solutions across the bank and to our customers.โ€

Karen Rose is the Senior Vice President of Deposit Operations- F&M Bank, with 36 years of experience in the banking industry, Karen Rose has cultivated a diverse career that began as a traditional bank teller. Throughout her journey, she has embraced every opportunity to learn and grow, benefiting from the guidance of exceptional mentors and managers. Her extensive background spans various areas of banking, including the Loan Department, Human Resources, Compliance, and Retail.ย  Karen has found her true calling in Deposit Operations, where her passion for solving puzzles and preventing fraud flourishes. She is particularly excited about the latest advancements in money movement, as new systems for faster payments and instant fund delivery channels become standard in day-to-day banking. Karen is dedicated to providing innovative cash flow solutions for business customers, ensuring their needs are met in an ever-evolving financial landscape.

Amanda K. Hensley is a dedicated Systems Administrator at F&M Bank in Timberville, VA with over 24 years of banking industry experience. Amandaโ€™s career path includes roles from teller to branch management, eventually leading a new accounts team in Deposit Operations. She has excelled in implementng workflow automation, integrating over 40 workflows that streamline operations, enhance data accuracy, and reduce manual processes. Her technical leadership in workflow integrations has optimized core banking functions, improving efficiency and service delivery bank-wide.

โ€œThe women weโ€™ve recognized are changing the game in community banking. Their commitments to driving innovation are remarkable not only for their banks, but for each customer they serve,โ€ says Kim Snyder, KlariVis founder and CEO. โ€œIt is incredibly encouraging to be in an industry where women are leading the charge in such an exceptional way, and I look forward to seeing what each of these women continues to accomplish.โ€

For more information on the 2024 Banking on Brilliance Awards and to view the full list of winners, visit https://go.klarivis.com/banking-on-brilliance.

About KlariVis

Created by veteran community bank executives, KlariVis enables banks of any size to accelerate growth by leveraging the data that is locked in its siloed banking systems. Developed on a modern technology stack, KlariVis lets banks see data in a way that empowers their teams and customers to live and workย better. With the time saved on analysis, banks can put their new insights to work towards building a better bank. For more information, visit www.KlariVis.com.

 

KlariVis Contact

Erica Starr
Chief Marketing Officer
ericastarr@klarivis.com

About F&M Bank

Founded in 1908, F&M Bank is headquartered in the Shenandoah Valley, with a network spanning the I-81/64 corridor from Winchester to Waynesboro and beyond.ย  The only publicly traded organization based in Rockingham County, the Companyโ€™s core values drive its corporate philanthropy, volunteerism, and local decision-making. We support clients with a robust digital banking suite, full-service branches, and essential services like mortgage loans, title services, wealth management, business banking, and agricultural lending. Find F&M Bank Corp, a publicly traded organization on the OTC Market Index: #FMBM.

F&M Bank Contact

Holly Thorne
Director of Marketing

 

The F&M Bank Corp. Board of Directors Has Appointed Neil A. Houff As A Member of the Board

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Houff is President of Houff Corporation, which is headquartered in Weyers Cave, Virginia.

TIMBERVILLE, VA / ACCESSWIRE / October 25, 2024 /ย The Board of Directors of F&M Bank Corp. (the “Company” or “F&M”), (OTCQX:FMBM), the parent company of Farmers & Merchants Bank (“F&M Bank” or the “Bank”), has appointed Neil A. Houff as a member of the Board.

Portrait of Neil A Houff, F&M Bank Corp Director

Regarding the appointment, Mike Wilkerson, CEO of F&M Bank and a member of the F&M Bank Corp. Board of Directors, said, “Neil’s expertise and years of experience in agriculture and as a business leader will be invaluable to our Board and to the Bank. He knows how important it is for businesses and individuals here to have a strong, local bank . . . a bank that understands both local opportunities and challenges. As that bank for the Shenandoah Valley, F&M Bank is working hard today and preparing for our next 115 years of service to the people here. We’re excited that Neil will be part of that future.”

Houff joined Weyer’s Cave, VA-headquartered Houff Corporation in 1985 following his graduation from Virginia Tech and has served as its president since the early 1990’s, leading the company through a period of growth and expansion. More recently, he added the role of transloading operations manager for the company to his resume. Founded in 1975 on a Shenandoah Valley family farm, Houff Corp. specializes in agronomy, supply chain solutions, transloading, and biosolids management, and provides agricultural and industrial services to clients across Virginia. The company is held by Railside Enterprises, an ESOP company, which also holds IDM Trucking. Mr. Houff has served the Commonwealth of Virginia as a member of the Board of Agriculture and Consumer Services.

Chairman of the Board Michael Pugh said, “On behalf of my fellow board members, I am pleased to welcome Neil as a director. Our Board is comprised of experienced individuals who have set themselves apart in being part of and serving the Shenandoah Valley. Neil will fit right in and will be a help to us right from the start.”

“It is an honor to join F&M Bank Corp.’s Board,” Houff said. “This bank has its hands on the pulse of what is happening in the Valley and what matters to people here. Most importantly, they care. Because of that, joining the Board was an easy decision for me. I hope I can help them serve this area in the years ahead and be part of the growth I know they will experience.”

Other members of the F&M Bank Corp. Board include Ray Burkholder, Hannah Hutman, Anne Keeler, Chris Runion, Daphyne Saunders Thomas, John Willingham, Dean Withers, and Peter Wray. On June 30, 2024, F&M had total assets of $1.31 billion, total loans of $826.3 million, and total deposits of $1.19 billion.

ABOUT US

F&M Bank Corp. is an independent, locally owned, financial holding company offering a full range of financial services through our subsidiary, Farmers & Merchants Bank’s (F&M Bank) fourteen banking offices in Rockingham, Shenandoah, and Augusta counties, Virginia, and the cities of Winchester and Waynesboro, Virginia. The Company also owns F&M Mortgage, a mortgage lending subsidiary, and VSTitle, a title company subsidiary. Founded in 1908 as a community venture to serve the farmers and merchants of the Shenandoah Valley, where both the Company and the Bank are headquartered, F&M Bank remains more committed than ever to the success of the agricultural industry, small business ventures, and the nonprofit sector.F&M’s values, which are gregarious, resolute, original, and wholehearted (G.R.O.W.), combined with our brand pillars of sustenance, security, and enrichment, shape the Company’s decision-making, philanthropy, and volunteerism. The only publicly traded organization based in Rockingham County, we offer a diverse suite of financial products and services, and a strong team dedicated to living our mission of being the financial partner of choice in the Shenandoah Valley, both today and tomorrow, as we have been since 1908. Additional information may be found by visiting our website,ย fmbankva.com.

FORWARD-LOOKING STATEMENTS

This press release may contain “forward-looking statements” as defined by federal securities laws, which are subject to significant risks and uncertainties. These include statements regarding future plans, strategies, results, or expectations that are not historical facts, and are generally identified by the use of words such as “believe,” “expect,” “intend,” “anticipate,” “will,” “estimate,” “project” or similar expressions. These statements are based on estimates and assumptions, and our ability to predict results, or the actual effect of future plans or strategies, is inherently uncertain. Our actual results could differ materially from those contemplated by these forward-looking statements. Factors that could have a material adverse effect on our operations and future prospects include, but are not limited to, changes in local and national economies or market conditions; changes in interest rates; regulations and accounting principles; changes in policies or guidelines; loan demand and asset quality, including values of real estate and other collateral; deposit flow; the impact of competition from traditional or new sources; and other factors. Readers should consider these risks and uncertainties in evaluating forward-looking statements and should not place undue reliance on such statements. We undertake no obligation to update these statements following the date of this press release.

SOURCE: F&M Bank Corp.

View the originalย press releaseย on accesswire.com

F&M Bank Welcomes Craig Morcom as New Commercial Relationship Manager in Winchester Market

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F&M Bank Welcomes Craig Morcom as New Commercial Relationship Manager in Winchester Market

Timberville, VA (10/04/2024) ย  FOR IMMEDIATE RELEASEโ€” F&M Bank is pleased to announce the addition of Craig Morcom, II to its growing lending team as a Vice President andย  Commercial Relationship Manager. With over 15 years of experience in various areas of banking and a deep commitment to supporting local businesses, Craig brings a diverse skill set and a track record of success to the Winchester market.

Craig began his career in banking after graduating from Hampden-Sydney College in 2008. With a banking background in his family, his early experience began in Richmond, VA. In 2011, Craig relocated to Winchester and served as a Branch Manager for a local financial institution until 2016, when he transitioned into commercial lending. Over the next several years, Craig gained extensive experience in commercial credit, loan documentation, and treasury management.

โ€œIโ€™m excited to join the commercial team here in Winchester and I am excited about the local resources and full-service banking services we can offer our customers,โ€ Craig shared.

In his role as Commercial Relationship Manager, Craig will partner with local businesses to identify financing and deposit solutions best suited for their operational and growth needs.

John Sargent, Senior Vice President and Northern Valley Market Executive, expressed his enthusiasm for Craigโ€™s addition to the team, stating: โ€œWe are thrilled to welcome Craig to our Winchester Commercial Team. His passion for customer service and unwavering commitment to client success make him an exceptional addition. Craig embodies the values and vision that drive our organization, and we are confident his expertise will greatly benefit F&M, as well as the Winchester and surrounding communities. We look forward to the positive impact he will make.โ€

Craigโ€™s addition underscores F&M Bankโ€™s commitment to supporting the Winchester business community by providing expert financial guidance and building long-term partnerships. With a deep history in the region and a steadfast dedication to client success, Craig is poised to help F&M Bank continue its tradition of exceptional service and community involvement.

For more information or to connect with Craig Morcom, please visit our Old Town office in downtown Winchester: www.fmbankva.com/winchester-va-old-town

About F&M Bank

F&M Bank Corp. is an independent, locally owned, financial holding company offering a full range of financial services through our subsidiary, Farmers & Merchants Bankโ€™s (F&M Bank) fourteen banking offices in Rockingham, Shenandoah, and Augusta counties, Virginia, and the cities of Winchester and Waynesboro, Virginia. The Company also owns F&M Mortgage, a mortgage lending subsidiary, and VSTitle, a title company subsidiary. Founded in 1908 as a community venture to serve the farmers and merchants of the Shenandoah Valley, where both the Company and the Bank are headquartered, F&M Bank remains more committed than ever to the success of the agricultural industry, small business ventures, and the nonprofit sector.ย F&Mโ€™s values, which are gregarious, resolute, original, and wholehearted (G.R.O.W.), combined with our brand pillars of sustenance, security, and enrichment, shape the Companyโ€™s decision-making, philanthropy, and volunteerism. The only publicly traded organization based in Rockingham County, we offer a diverse suite of financial products and services and a strong team dedicated to living our mission of being the financial partner of choice in the Shenandoah Valley, both today and tomorrow, as we have been since 1908. Additional information may be found by visiting our website,ย fmbankva.com.

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Media Contact:
Jacob Mowry

Vice President, Marketing Manager

F&M Bank

jmowry@fmbankva.com

Partnering for Banking Connectivity That Helps F&M Meet Your Needs

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Partnering for Banking Connectivity That Helps F&M Meet Your Needs

By Glo Fiber Business

ย At Glo Fiber Business, we know partnerships that support the mission to serve customers with vital connectivity tools and services form the basis of better-than-ever experiences. Thatโ€™s why we love working with organizations like F&M Bank โ€” and in this case, our work was complemented by a strong partnership that grew out of shared roots right here in the Shenandoah Valley.

 

As F&M Bank remains committed to improving service availability, bandwidth, consistency and flexibility for all of its branches, we are happy to be the partner who provides high-speed networking and fiber solutions to keep you, your families and your businesses connected to your financial services.

 

Today, a range of financial organizations like F&M Bank must entrust their operations to stable, consistent, high-performance optical fiber connectivity that delivers added security, reliability and agility to support the future of banking and finance. In turn, this helps customers like you feel confident in your trusted relationship with providers like F&M Bank โ€” and in todayโ€™s digital world, this kind of trust and security matters more than ever.

 

To learn more, be sure to watch this video case study.

 

 

About Glo Fiber Business

Glo Fiber Business provides advanced data and voice services for businesses, municipalities and educational institutions via a MEF-certified network with over 9,300 route miles of fiber. Services include fiber-optic connectivity, dedicated internet access, VoIP, managed services and network security options that are customized based on customersโ€™ needs. As part of Shenandoah Telecommunications Company (Shentel) (Nasdaq: SHEN), Glo Fiber Business delivers cost-effective, quality internet and data solutions to commercial customers of all sizes in VA, PA, MD, WV and KY.

 

F&M Bank and F&M Financial Services Announce the Promotion of Calan Jansen to Senior Vice President

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Timberville, VA (8/19/2024)

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FOR IMMEDIATE RELEASE

F&M Bank is pleased to announce the promotion of Calan Jansen to the position of Senior Vice President. With over 20 years of wealth experience, Calan holds her Series 66, 63, SIE, 7, and 6 licenses, has been an invaluable asset to F&M Bank for the past 8 years, and is an Osaic Institutions Wealth Advisor with F&M Financial Services.

 

Throughout her career, Calan has consistently demonstrated excellence and has been recognized as one of the top 20 advisors nationally within Osaic Institutions, Inc. Her exceptional skills and expertise have also earned her the distinction of being the leading female advisor within the state of Virginia.

 

Calan is known for her personalized approach to financial planning, understanding that each individual has unique aspirations, circumstances, and risk tolerances. Her thoughtful and tailored strategies have set her apart in the industry, earning her the trust and confidence of her clients.

 

When asked about her promotion, Calan stated, “I am honored and excited to take on this new role as Senior Vice President at F&M Financial Services. I look forward to continuing to serve our clients with dedication and expertise, helping them achieve their financial goals and secure their future.”

 

F&M Bank CEO, Mike Wilkerson, expressed his confidence in Calan’s abilities, saying, “Calan has consistently demonstrated outstanding performance and exceptional leadership throughout her tenure at F&M Bank. Her promotion to Senior Vice President is well-deserved, and I have no doubt that she will excel in this expanded role, further contributing to the success of our organization.”

 

In addition to her professional achievements, Calan’s team recently achieved a significant milestone by winning the Gold award in the Shenandoah Valley Best contest. This community-voted contest, hosted annually by the Harrisonburg Radio Group, recognizes the excellence and dedication of local businesses within the Shenandoah Valley.*

 

For more information about F&M Financial Services and to get in touch with Calan Jansen, please visit www.fmbankva.com/calan-jansen.

 

* F&M Financial Services was awarded Gold in the 2024 Shenandoah Valley Best Contestโ€™s Wealth Management category. The nomination and voting period occurred in March 2024, with results announced publicly in May 2024. Results can be viewed at www.shenandoahvalleybest.com/categories/2024

Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. F&M Financial Services is a trade name of F&M Bank. Osaic Institutions and F&M Bank are not affiliated.

Securities and Insurance Products:

Not Guaranteed by the Bank | Not FDIC Insured | Not a Deposit | Not Insured by Any Federal Government Agency | May Lose Value Including Loss of Principal

 

 

###

 

Contact:

Marketing@fmbankva.com

Jake Mowry, (540) 437-3466

About F&M Bank

F&M Bank Corp. (OTCQX: FMBM) proudly remains the only publicly traded organization based in Rockingham County, VA, and since 1908, has served the Shenandoah Valley through its banking subsidiary F&M Bank, with full-service branches and a wide variety of financial services, including home loans through F&M Mortgage, and real estate settlement services and title insurance through VSTitle. Both individuals and businesses find the organizationโ€™s local decision-making and up-to-date technology provide the kind of responsive, knowledgeable, and reliable service that only a progressive community bank can.

 

Celebrating F&M Bank’s Birthday: Honoring Our Legacy and Embracing the Future

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Celebrating F&M Bank’s Birthday: Honoring Our Legacy and Embracing the Future

As F&M Bank celebrates another milestone this month, we reflect on our rich history, core values, community involvement, and robust product offerings. From our inception in 1908 through today, F&M Bank has remained dedicated to supporting the Shenandoah Valley and beyond. ย Weโ€™ve grown a lot in the last 116 years, and F&M Bank is the bank it is today because of the community we serve!

A Legacy of Growth and Community Support

1908: Farmers and Merchants Bank was founded by business owners and farmers in Timberville, marking the beginning of our journey to support local communities.

1910: We launched our first public relations campaign with 500 Christmas postcards, establishing our commitment to community engagement.

1956: Under Chairman Lawrence Hoover, Sr., F&M Bank announced growth to $5 million at the annual shareholders meeting, demonstrating our financial stability and trustworthiness.

1973-1979: We expanded our reach by opening branches in Elkton and Broadway, enhancing our ability to serve more customers in the Shenandoah Valley.

1983: The State Corporation Commission approved the formation of F&M Bank Corp, including TEB Life Insurance Company, solidifying our presence in the financial sector.

1995-2008: Our growth continued with the acquisition of branches in Woodstock and Edinburg, the opening of new branches in Bridgewater and Harrisonburg, and the majority interest purchase in F&M Mortgage.

2012-2014: We expanded our services with a loan production office in Fishersville, an automotive dealer finance division in Harrisonburg, and announced record earnings following stock offerings, leading to new branch openings in Staunton.

2015-2019: F&M Bank continued its expansion with new branches in Staunton, Harrisonburg, Timberville, and Stuarts Draft, reflecting our commitment to accessibility and customer service.

2021-2023: Reaching $1 billion in assets, we expanded into Winchester and Frederick County, opened branches in Waynesboro and Old Town Winchester, renovated our Woodstock Branch, and celebrated our 115th anniversary.

Mid- 2024: We reached $1.3 billion in assets. This year, we launched refreshed core values focusing on GROW.

 

Core Values: GROW with Us

Our core valuesโ€”Gregarious, Resolute, Original, and Wholeheartedโ€”are the foundation of everything we do.

 

Gregarious: We cultivate a sense of community and inclusivity, fostering meaningful engagement and leaving a positive impression in every interaction.

Resolute: Our steadfast commitment to accountability, resilience, and continuous improvement drives us to achieve excellence.

Original: We celebrate authenticity and creativity, empowering our team to think outside the box and contribute innovative solutions.

Wholehearted: Our deep sense of purpose, passion, and dedication ensures that we fully embrace our mission and make a lasting impact.

 

Community Involvement: Building a Brighter Future

F&M Bank’s commitment to the community extends beyond financial services. Our philanthropic efforts and community engagement are at the core of our mission. Weโ€™ve launched our pillars that help guide our community impact.

Educational Initiatives: We support financial literacy in schools, offer scholarships, and provide unique opportunities like the โ€œday in the life of a bankerโ€ program for high school students.

Volunteer Efforts: Our team actively participates in community events, such as document shred days, and supports local food and agricultural initiatives.

Partnerships and Sponsorships: We build lasting relationships with organizations like the JMU Alumni Association and Big Brothers Big Sisters, contributing to the enrichment and well-being of our community.

 

Innovative Services: Meeting Modern Needs

F&M Bank remains at the forefront of innovation, offering robust digital banking solutions tailored to meet the needs of our customers. Our services include cash management, merchant services, and a comprehensive suite of banking products designed to support both personal and business financial goals.

Our commitment to technology and security ensures that our customers can bank with confidence, knowing their transactions and personal information are protected. We strive to provide accessible and responsive service, whether in-person or online, to ensure a seamless banking experience.

 

Looking Ahead: A Future of Promise and Potential

As we celebrate F&M Bank’s birthday, we reflect on our past achievements and look forward to a future filled with promise and potential. Thank you for being a part of our journey. Together, we will continue to grow, thrive, and make a positive impact on the Shenandoah Valley.

 

Don’t miss out on your chance to win one of 14 American Eagle 1/10 Gold Coins with our Golden Days of Summer campaign!

 

Happy Birthday, F&M Bank! Hereโ€™s to many more years of growth and community support.