Treehouse Savings Club

F&M’s Treehouse Savings Club account is perfect for teaching kids the importance of responsible spending and saving.  All school-aged children are eligible to benefit from this free account.  

Your child will receive: 

  • A piggy bank to encourage saving at home. 
  • An old-fashioned passbook to keep records of their account. 
  • A prize for every 5 deposits made. Limit one prize per month per customer account. 
  • A premium interest rate – see rate sheet for details; after age 18 this account will convert to a Premium Savings Account. Fees may reduce earnings. 
  • Access to their money at any time since they are the owner of the account (a parent or other adult will be joint on the account). 

To open this account at any of our bank branches, please bring your child along with his or her ID (birth certificate, social security card, or photo ID) so you both can sign opening documents. The opening deposit needs to be at least $5. 

Note: Limit one account per child. 

About Our Children’s Online Privacy

The Children’s Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from, children under the age of 13. Farmers & Merchants Bank’s websites and online services are not directed to children under the age of 13, nor is information knowingly collected from them. For additional information on COPPA protections, link to the Federal Trade Commission’s website at www.ftc.gov/privacy/privacyinitiatives/childrens. For further information, the Federal Government has created a Web site, Kidz Privacy, aimed at educating both parents and children about the dangers of the Internet and how to browse safely.

Have Questions? Get In Touch

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