If you are not happy with the results below please do another search
Recent Scam Targeting Valley Residents We have received multiple reports of customers receiving phone calls from 540-896-8941, with the caller posing as an F&M Bank representative attempting to verify debit card transactions. Please be aware that these calls are fraudulent and not from F&M Bank. Important: If you have provided any personal or account information […]
New Tariffs Drive Market Volatility At 4:00 p.m. on April 2, 2025, President Trump announced sweeping tariffs on imported goods that were significantly larger and different in structure than expected. The announcement was carefully timed to coincide with the close of the New York Stock Exchange to avoid immediate market volatility. But over the next […]
At F&M Bank, we believe in constantly evolving our products and services to better serve our customers and strengthen our community in the Shenandoah Valley. Weโre more than just a place to store your moneyโweโre your trusted financial partner, always looking for ways to help you manage your finances with confidence and security. Thatโs why […]
Annual Market Review 2024 Overview The year 2024 was extraordinary for the economy and the markets. High interest rates, rising unemployment, turmoil in the Middle East, and the ongoing Russia/Ukraine war, were some of the many factors that should have signaled economic contraction and a downturn in the stock market. Yet, the opposite occurred. Gross […]
To help you stay informed, here are five changes you can look forward to in the new year. Higher catch-up contributions for some.ย As of January 1, individuals ages 60 through 63 may be able to make increased catch-up contributions (if offered) to their workplace plan. The catch-up amount for people age 50 and older is […]
Imagine this: a package arrives at your doorstep that you didnโt order. It seems harmlessโeven excitingโbut it could mean youโre the target of a “brushing” scam. How “Brushing” Scams Work: Fake Orders: Scammers send real packages to your address, often inexpensive items like gadgets, beauty products, or household goods. Inflated Reviews: Using your name and […]
Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance. With retirement benefits, you need to know the impact of income tax and estate tax laws in order to select the right beneficiaries. Although taxes shouldn’t be the sole determining factor in naming your beneficiaries, ignoring the impact […]
To most parents, the annual cost of college simply refers to tuition and room and board. To the federal government, however, the annual cost of college means the cost of attendance. Twice per year, the federal government calculates the cost of attendance for each college, adjusts the figure for inflation, and, if your child is […]
Purchasing real estateโwhether for your home or other personal use or as an investmentโcomes with many complex tax implications. From property taxes youโll need to pay as part of your mortgage payment to understanding strategies to avoid capital gains on investment property, taxes can make a significant impact on your bottom line or monthly budget. […]
Even before your baby is born, youโre probably thinking about the financial changes a child will bring. New parents have to revise their household budgets to account for expenses like diapers, clothes, childcare, and more. You may also want to start saving for college now. But donโt forget to include your child in financial habits […]
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
