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681

Using a HELOC to Pay Off High-Rate Debt. Is it a Good Idea?

Homeowners might wonder whether it’s a good idea to tap their home equity, or the market value of the property minus what is still owed on it, to pay down other types of debt, especially high-interest credit card balances. Homeowners might wonder whether it’s a good idea to tap their home equity, or the market […]

682

8 Tips to Protect Your Identity

Protect Your Identity Identity theft continues to be one of the fastest growing crimes in the United States. In 2014, there were 12.7 million victims of identity fraud in the U.S., according to Javelin Strategy and Research. F&M Bank recommends following these tips to keep your information โ€“ and your money โ€“ safe. Identity theft […]

683

5 Ways to Protect Your Small Business from Account Fraud

Corporate account takeover is a form of fraud in which criminals access a company’s financial accounts to carry out unauthorized activities. Corporate account takeover is a type of fraud. Criminals gain access to a company’s financial accounts without permission. They can transfer funds, add fake employees, and steal customer data. Retrieving the stolen data can […]

684

The Harm in Password Reuse

Every day malicious cyber-actors compromise websites and post lists of usernames, email addresses, and passwords online. While this can be embarrassing, such as when thousands of government employees email addresses and passwords were exposed during the recent Ashley Madison breach, it also leaves users open to follow-on potential attacks due to password reuse. Every day […]

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Netteller Password Self-Reset Instructions

Password Self-Reset Instructions Anticipate Forgetting Your Password (PIN) It happens to many of us! But you can reset your Online Banking password yourself if you have forgotten it, or youโ€™re not sure ifย you remember it correctly. Please note: If you try the incorrect password three times you will โ€œlockโ€ your account and will need toย contact […]

687

Online Banking Browser Requirements

F&M Bank’s Online Banking program supports the latest version of Safari, Chrome, Internet Explorer and Firefox. Each time a new version of these browsers is released the bank encourages you to update your internet browser for the best online experience.  

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4 Simple Steps to Stop a Cyber Thief

F&M Bank Raises Awareness for Data Privacy Day Jan. 28 Timberville, VA – In recognition of National Data Privacy Day on Jan. 28, F&M Bank is urging customers to take an active role in protecting their data. F&M Bankโ€™s first priority is to protect our customersโ€™ money and information,โ€ said President and CEO Dean Withers. […]

690

7 Ways to Spread Holiday Cheer Without Stretching Your Savings

The American Bankers’ Association (ABA) offers consumer spending tips for the holiday season December 11, 2014 The American Bankers’ Association (ABA) offers consumer spending tips for the holiday season With consumer sentiment the highest itโ€™s been since the recession, shoppers are expected to open their wallets a bit wider this year. Will holiday spending leave […]