5-Star F&M Bank: A Trusted Community Bank

April 2021: F&M Bank, Timberville, Virginia has been awarded the highest (5-Star) rating for financial strength and stability from the Nation’s Premier Bank Rating Firm, BauerFinancial, Inc. Earning this 5-Star rating is proof that F&M Bank excels in such areas as capital adequacy, profitability, asset quality and much more.

Bauer Five Star Rating

“This is indeed reflective of F&M Bank’s dedication and commitment, not only to its customers, but to the entire community”, reflects Karen Dorway, president of BauerFinancial. “Community banks, like F&M Bank, have been on the front lines doing what is necessary to help their neighbors and friends. This is the type of devotion you will only find in a community bank.”

Established in 1908, F&M Bank has been a trusted ally of the communities it serves for 113 years. Rest assured, 5-Star rated F&M Bank’s personnel are eager to serve: at the branch, by phone and online at fmbankva.com.

F&M Bank: “Your 5-Star Community Bank”            

Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. Since 1983, BauerFinancial has relied upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings). BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.


F&M Bank Announces Two Senior Vice President Promotions

March 31, 2021, Timberville, VA ‐‐ The F&M Bank executive team is pleased to announce the promotions of Terri Dart Bradley of F&M Mortgage and Holly Thorne of F&M Bank to the role of Senior Vice President.

terri dart bradley
Terri Dart Bradley oversees mortgage operations for the entire footprint of F&M Mortgage and has been with the company over 14 years. Mrs. Bradley attended Columbus College of Art & Design in Ohio before finding a passion for the mortgage and housing industry 16 years ago. A native of Shenandoah County, Terri currently resides in Harrisonburg with her husband and two children.




Holly Thorne

Holly Thorne is the Director of Marketing for F&M Bank and has been with the company for over eight years. Mrs. Thorne is a communication studies graduate of Bridgewater College and received a Master of Science in marketing communications from West Virginia University. A Valley local, Holly currently resides in Harrisonburg with her husband, son and two dogs.




About F&M Bank
F&M Bank Corp. (OTCQX: FMBM) proudly remains the only publicly traded organization based in Rockingham County, VA, and since 1908, has served the Shenandoah Valley through its banking subsidiary F&M Bank, with full-service branches and a wide variety of financial services, including home loans through F&M Mortgage, and real estate settlement services and title insurance through VSTitle. Both individuals and businesses find the organization’s local decision-making, and up-to-date technology provide the kind of responsive, knowledgeable, and reliable service that only a progressive community bank can. F&M Bank has grown to $1 billion in assets with more than 175 full and part-time employees. Its conservative approach to finances and sound investments, along with excellent customer service, has made F&M Bank profitable and continues to pave the way for a bright future.

F&M Bank’s 2019 Community Shred Day Events

One in 14 will become a victim of identity theft. Protect your identity by safely disposing of personal documents at our Community Shred Days at a location near you.

Crossroads (Harrisonburg)
Friday, April 5th, 3:00-5:00pm

Friday, April 12th, 3:00-5:00pm

Friday, April 26th, 3:00-5:00pm

Friday, May 3rd, 3:00-5:00pm

Saturday, May 4th, 9:00-12:00pm

Staunton Route 250/Gosnell
Friday, May 10th, 3:00-5:00pm

Staunton (North Augusta St.)
Friday, May 17th, 3:00-5:00pm

Saturday, May 18th, 9:00-12:00pm

Coffman’s Corner (Harrisonburg)
Friday, May 31st, 3:00-5:00pm

Friday, June 7th, 3:00-5:00pm

Friday, June 14th, 3:00-5:00pm

Crossroads (Harrisonburg)
Friday, September 6th, 3:00-5:00pm

Staunton (North Augusta St.)
Friday, September 13th, 3:00-5:00pm​​

Staunton Route 250/Gosnell Crossing
Friday, September 20th, 3:00-5:00pm

Saturday, September 21st, 10:00-12:00pm

Coffman’s Corner (Harrisonburg)
Friday, September 27th, 3:00-5:00pm

Saturday, September 28th, 9:00-12:00pm

Learn more about protecting your digital identity at home and work with this blog post about Phishing scams.

Learn more about F&M Bank’s Identity Theft Protection Service, provided free with Cash Back and Cash Rewards Checking.