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Whether youโre preparing to apply for a loan or reeling after a credit application rejection, if you are looking to improve your credit, you arenโt alone. According to Experian, about 30% of adults have scores of less than 670โthe standard minimum for a conventional home loan approval. The good news is that credit scores are […]
ย | 01/29/2024 TIMBERVILLE, VA / ACCESSWIRE / January 29, 2024 /ย F&M Bank Corp. (the “Company” or “F&M”), (OTCQX:FMBM), the parent company of Farmers & Merchants Bank (“F&M Bank” or the “Bank”) today reported results for the quarter and year ended December 31, 2023. Net income was $457,000 or $0.13 per share for the quarter ended […]
F&M Bank is excited to partner again with the Virginia Bankers Association Education Foundation (VBA) to offer your seniors a unique scholarship opportunity onย March 19, 2024ย called Bank Day. What is Bank Day? The third Tuesday in March was declared Bank Day by the Virginia General Assembly in 1991.ย Through this program, high school seniors learn […]
Running a small business can be challenging. Knowing what metrics to track can help you get on the right path and stay there. In this article, weโll explain the most important metrics you can measure for your small business in Virginia. Track Sales Revenue Knowing how much money youโre bringing in is vital for any […]
We’re excited to announce Free Document Shredding Days at select F&M Bank locations this spring and fall. Safeguarding your sensitive personal information is crucial, and we’re here to help you securely dispose of your confidential documents. Mark Your Calendars: Join us for a complimentary document shredding event. Protect yourself against identity theft and fraud by […]
Purchasing real estateโwhether for your home or other personal use or as an investmentโcomes with many complex tax implications. From property taxes youโll need to pay as part of your mortgage payment to understanding strategies to avoid capital gains on investment property, taxes can make a significant impact on your bottom line or monthly budget. […]
Embracing the season’s generosity, F&M employees have once more showcased their dedication to community and compassion. In the current year, employees took part in a survey to recommend non-profit organizations for a unique surprise donation to celebrate the Giving Season. We are thrilled to announce this year’s #GivingTuesday recipients: EAUS, Camp LIGHT, and Response. Each […]
As the holiday season approaches, it’s important to be aware of the increased risk of frauds and scams that banks often witness during this time. Unfortunately, cybercriminals take advantage of the festive spirit and heightened online shopping activity to target unsuspecting individuals. F&M Bank offers an array of security features and tips to help you […]
