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11

“Fraud Department” Phishing Scam

We have been made aware of an unsolicited text and phone call scam circulating through our area. In reported cases, a customer received a text message that appears to be from the F&M Bank fraud department, or other local financial institutions. The text message references a purchase from an online store, in many cases “H.S.N […]

12

Customer Appreciation on Eclipse Day 2024

Join us for a special Customer Appreciation event at participating branches and locations on Eclipse Day, April 8th! While Virginia may not be in the path of totality, we’re still celebrating with gusto. F&M turned 115 last August, and the eclipse totality is 115 miles wideโ€”so that sounds like a great reason to have a […]

14

Introducing Our Values Series: Shaping the Future of F&M Bank

As F&M Bank celebrated its 115th birthday last August, we embarked on a journey to continue our legacy as we also define and shape the future of our company. After months of consideration and discussion, we launched our new values, which reflect our history and keep a keen eye on the years ahead. We believe […]

16

Should You Buy Long-Term Care Insurance?

The longer you live, the greater the chances you’ll need some form of long-term care. If you’re concerned about protecting your assets and maintaining your financial independence in your later years, long-term care insurance (LTCI) may be for you. Who needs it? As we age, the odds increase that we’ll need some form of long-term […]

17

Why Choose A Brick-And-Mortar Bank in Virginia?

Are you looking for a new bank? Still trying to decide if itโ€™s time to make a switch? There are a variety of options out there, including online-only and brick-and-mortar banks. Admittedly, weโ€™re a bit biased, having served the Shenandoah Valley with brick-and-mortar bank offices since 1908. In this article, weโ€™ll explain what a brick-and-mortar […]

18

Shenandoah Valley Spring Fires: Emergency Donations Needed

As our local fire and rescue departments battle against the raging fires that threaten our communities, it is crucial that we stand united and extend a helping hand. These brave men and women are working around the clock, risking their lives to contain the flames and protect lives and property. F&M Bank has always prioritized […]

20

Filing a Non-Profit Tax Return

Charitable organizations are exempt from paying state and federal income taxes, but that doesnโ€™t mean you donโ€™t have to file anything with the IRS each year. In this article, weโ€™ll explain how to obtain 501(c)(3) status, what information is required for a 501(c)(3) tax return, and how and when to file one. After we cover […]